Bay County property record for 20834 Dickerson Rd, Fountain, FL 32438
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 1999 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $112,000 (Oct 2021) |
| Tax Bill | $429 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Mar 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03389-010-000 |
| Primary APN | 03389-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Steel Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Unfinished Open Porch |
| Porch Area | 390 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 20834 DICKERSON RD |
|---|---|
| City | FOUNTAIN |
| State | FL |
| Zip | 32438-2508 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | BC01 |
| Legal Description | 36 2N 12W 5A -73.1- COM AT THE SE COR OF SW1/4 OF SEC TH N 993.14 W 128.49 FOR POB TH CONT W 1200.01 TH N 20 E 825 N 170 E 375 S 190 TO POB ORB 4469 P 237 |
| Legal Range | 12W |
| Legal Township | 02N |
| Legal Section | 36 |
| Jurisdiction | BAY FL |
| Township / Civil Division | YOUNGSTOWN |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 301 |
20834 Dickerson Rd, a mobile home, is owned and occupied by an individual who bought it in October 2021.
Source: Bay County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20834 DICKERSON RD, FOUNTAIN, FL 32438-2508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage 21ST MORTGAGE CORP |
| Mar 23, 2021 | Intrafamily Transfer, Transfer |
| Jan 15, 2021 | Warranty Deed, Transfer SETCO SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2021 · Amount on File |
| Deed Sale | Oct 5, 2021 · Amount on File |
| Prior Sale | Jan 15, 2021 · Amount on File |
| Deed Document Number | 202176061 |
| Deed Book / Page | 4469 / 237 |
| Prior Transfer Date | Jan 11, 2012 |
| Prior Transfer Doc | 0000003864 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Oct 5, 2021 |
| Property Address | 20834 DICKERSON RD, FOUNTAIN, FL 32438-2508 |
| Document Number | 0044690237 |
| Book / Page | 4469 / 237 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 2021076061 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $784.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3664 OAKBROOK LN, PANAMA CITY BEACH, FL 32408-3941 |
| Name | Verified Name |
|---|---|
| Address | 20856 SE MORNINGSIDE CIR, BLOUNTSTOWN, FL 32424-2249 |
| Document Number | 0004469239 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 4469/239 |
| Name | 21ST MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 276 Months |
| Due | Oct 1, 2044 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 23, 2021 |
| Property Address | 20834 DICKERSON RD, FOUNTAIN, FL 32438-2508 |
| Document Number | 0043800508 |
| Book / Page | 4380 / 508 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 2021020966 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3644 OAKBROOK LN, PANAMA CITY, FL 32408-3941 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 15, 2021 |
| Property Address | 20834 DICKERSON RD, FOUNTAIN, FL 32438-2508 |
| Document Number | 0043510887 |
| Book / Page | 4351 / 887 |
| Instrument Date | Jan 13, 2021 |
| Instrument | 2021003336 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $105.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20918 DICKERSON RD, FOUNTAIN, FL 32438-2508 |
| Name | Verified Name |
|---|---|
| Address | 3664 OAKBROOK LN, PANAMA CITY BEACH, FL 32408-3941 |
The 2025 property tax bill for 20834 Dickerson Rd was $429, down 2.5% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $429.00 (-2.5%) | $34,698 (+6.46%) Land $8,500 Building $26,198 | $34,698 (+6.46%) Land $8,500 Building $26,198 |
| 2024 | $440.00 (+4.76%) | $32,593 (+2.89%) Land $7,934 Building $24,659 | $32,593 (+2.89%) Land $7,934 Building $24,659 |
| 2023 | $420.00 (+20.69%) | $31,679 (+18.44%) Land $7,020 Building $24,659 | $31,679 (+18.44%) Land $7,020 Building $24,659 |
| 2022 | $348.00 | $26,748 Land $4,652 Building $22,096 | $26,748 Land $4,652 Building $22,096 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 20834 Dickerson Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20834 Dickerson Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
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