20833 Penny Ln, Bend, OR 97703 Property Records

Deschutes County property record for 20833 Penny Ln, Bend, OR 97703

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,512 sqft · built 1979
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on File
Tax Bill	$1,723 (2025)
Deeds & Mortgages	Aug 2022 Reverse Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`161227 B0 02100`

Property Details

APN / Parcel Number

Primary APN	`161227 B0 02100`
Alternative APNs	`R2007161227B002100` `133070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Mobile/Manufactured
Lot Area	47,480 sqft (1.09 acres)
Patio Area	700 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Location & Zoning

Account Number	133070
Old Parcel Number	R2007161227B002100
Street Address	20833 PENNY LN
City	BEND
State	OR
Zip	97703-8750
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT:26 BLK:1 SUBD:FIRST ADDITION TO WHISPERING PINES ESTAT SEC/TWN/RNG/MER:SEC 27 TWN 16 RNG 12 MAP REF:161227-B0
Legal Range	12E
Legal Township	16S
Legal Section	27
Legal Quarter	NW
Legal Subdivision	FIRST ADDITION TO WHISPERING PINES ESTAT
Legal Block	1
Legal Lot Number	26
Jurisdiction	DESCHUTES OR
Township / Civil Division	REDMOND
Census Block Group	2
Census Block	2022
Census Tract	1002

Owner

20833 Penny Ln, a mobile home, is owned and occupied by an individual who acquired it in August 2017.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	Individual Name on File
Mailing Address	20833 PENNY LN, BEND, OR 97703-8750
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jun 20, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Jun 20, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Aug 23, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 23, 2017
Transfer Doc	0000033625
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20833 PENNY LN, BEND, OR 97703-8750
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	MIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20833 PENNY LN, BEND, OR 97703-8750

Mortgage

Document Number	0000032250
Date	Aug 24, 2022
Instrument	2022-32250

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	902 Months
Due	Oct 19, 2097

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2022
Change Frequency	Annually
Index	1-Year CMT
Max Rate	10.4%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20833 PENNY LN, BEND, OR 97703-8750
Document Number	0000022216
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20833 PENNY LN BEND OR 977038750, BEND, OR 97703-8750

Mortgage

Document Number	0000022216
Date	Jun 27, 2019
Instrument	22216

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	936 Months
Due	Jun 26, 2097

Interest

Rate Type	Adjustable Rate
Rate	5.34%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20833 PENNY LN, BEND, OR 97703-8750
Document Number	0000022217
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20833 PENNY LN BEND OR 977038750, BEND, OR 97703-8750

Mortgage

Document Number	0000022217
Date	Jun 27, 2019
Instrument	22217

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	936 Months
Due	Jun 26, 2097

Interest

Rate Type	Adjustable Rate
Rate	5.34%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 23, 2017
Property Address	20833 PENNY LN, BEND, OR 97703-8750
Document Number	0000033625
Instrument Date	Aug 23, 2017
Instrument	33625
Transaction Type	Transfer
Record Updated	Aug 31, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20833 PENNY LN BEND OR 977038750, BEND, OR 97703-8750

Tax Assessment & Valuation

The 2025 property tax bill for 20833 Penny Ln was $1,723, up 4.6% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,723.00 (+4.55%)	$109,870 (+3%)	$344,740 (-5.4%) Land $258,120 Building $86,620
2024	$1,648.00 (+5.84%)	$106,670 (+2.99%)	$364,420 (-) Land $240,670 Building $123,750
2023	$1,557.00	$103,570	$364,420 Land $240,670 Building $123,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20833 Penny Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20833 Penny Ln is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · lower than 71% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon.

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