20830 Cedar St, Harrah, OK 73045 Property Records

Oklahoma County property record for 20830 Cedar St, Harrah, OK 73045

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,597 sqft · built 2021
Lot Size	2.06 acres (89,734 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,499 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1006-26-702-3095`

Property Details

APN / Parcel Number

Primary APN	`1006-26-702-3095`
Alternative APNs	`R267023095` `267023095`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,597 sqft Living Area
1st Floor Area	2,597 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	89,734 sqft (2.06 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R267023095
Street Address	20830 CEDAR ST
City	HARRAH
State	OK
Zip	73045-6485
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POTTAWATOMIE TOWNSHIP PT SE4 SEC 2 11N 1E BEG 715FT W & 211.10FT S OF NE/C SE4 TH S203.90FT W440FT N203.90FT E440FT TO BEG CONT 2.06ACRS MOREOR LESS SUBJ TO ESMTS OF RECORD
Legal Range	01E
Legal Township	11N
Legal Section	02
Legal Subdivision	POTTAWATOMIE TOWNSHIP
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	1
Census Block	1005
Census Tract	108708

Owner

20830 Cedar St is owned and occupied by two individuals who acquired it in January 2021.

Source: Oklahoma County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20830 CEDAR ST, HARRAH, OK 73045-6485
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage 1ST CAPITAL MORTGAGE LLC
Feb 5, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
May 7, 2020	Deed of Trust, Construction Loan · Construction Mortgage BANCFIRST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 21, 2021
Transfer Doc	0146251631
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	20830 CEDAR ST, HARRAH, OK 73045-6485
Transaction Type	Mortgage
Record Updated	Jan 15, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001023898
Date	Feb 9, 2021
Book Page	14630/495
Instrument	2021020901023898

Lender

Name	1ST CAPITAL MORTGAGE LLC
Type	Mortgage Company
Address	OWASSO, OK 74055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKLAHOMA OK
Recording Date	Feb 5, 2021
Property Address	20830 CEDAR ST, HARRAH, OK 73045-6485
Document Number	0001021639
Book / Page	14625 / 1631
Instrument Date	Jan 21, 2021
Instrument	2021020501021639
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20830 CEDAR ST, HARRAH, OK 73045-6485

May 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Recording Date	May 7, 2020
Property Address	20830 CEDAR ST, HARRAH, OK 73045-6485
Document Number	0143370382
Book / Page	014337 / 000382
Instrument Date	May 6, 2020
Instrument	10639100
Transaction Type	Construction Loan
Record Updated	Jun 1, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3085 S INDIAN MERIDIAN CHOCTAW OK 730206012, CHOCTAW, OK 73020-6012

Mortgage

Document Number	143370382
Date	May 7, 2020
Book Page	014337/000382
Instrument	10639100

Lender

Name	BANCFIRST
Type	Bank
Address	HARRAH, OK 73045

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 6, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 20830 Cedar St was $5,499, up 5% from the year before.

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Harrah City
Unified School District	Harrah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,499.00 (+5%)	$49,715 Land $4,506 Building $45,209	$479,500 Land $43,461 Building $436,039
2024	$5,237.00 (+18.67%)
2023	$4,413.00	$45,092 Land $4,505 Building $40,587	$435,000 Land $43,461 Building $391,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20830 Cedar St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2013–2025)
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20830 Cedar St is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 79% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Airosurf Communications Fixed Wireless	250 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T.

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