2083 Cottage Ave E, Saint Paul, MN 55119 Property Records

Ramsey County property record for 2083 Cottage Ave E, Saint Paul, MN 55119

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,434 sqft · built 1946
Lot Size0.181 acres (7,874 sqft)
Owner2 Individual Names on File
Last Sale$235,000 (May 2020)
Tax Bill$4,382 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-29-22-42-0074

Property Details

APN / Parcel Number

Primary APN23-29-22-42-0074
Alternative APNs
  • 8033514
  • 420531

Interior

Bedrooms4 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,434 sqft Living Area
1st Floor Area1,120 sqft
Basement Area350 sqft
Finished Basement350 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1972
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area7,874 sqft (0.181 acres)
Lot Dimensions127 ft deep x 62 ft wide
View / LotNeighborhood / Spot
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number420531
Street Address2083 COTTAGE AVE E
CitySAINT PAUL
StateMN
Zip55119-3215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMEHSIKOMERS RE OF L15-20 W 1/2 OF LOT 23 AND ALL OF LOT 22
Legal Range22
Legal Township29
Legal Section23
Legal SubdivisionMEHSIKOMERS RE OF L15-20
Legal Lot Number22-23
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group1
Census Block1007
Census Tract30702

Owner

2083 Cottage Ave E is owned and occupied by two individuals who bought it in May 2020.

Source: Ramsey County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address2083 COTTAGE AVE E, SAINT PAUL, MN 55119-3215
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2020 · Amount on File
Deed SaleMay 18, 2020 · Amount on File
Prior SaleSep 30, 2015 · Amount on File
Deed Document Number20202665658
Prior Transfer DateAug 27, 2004
Prior Transfer Doc0000329660
Record UpdatedOct 29, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateMay 18, 2020
Property Address2083 COTTAGE AVE E, SAINT PAUL, MN 55119-3215
Document Number0002665658
Instrument DateMay 15, 2020
Instrument2665658
Transaction TypeTransfer
Record UpdatedMay 27, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$799.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2083 COTTAGE AVE E ST PAUL MN 551193215, ST PAUL, MN 55119-3215

Mortgage

Document Number2665659
DateMay 18, 2020
Instrument2665659
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 17, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2083 Cottage Ave E was $4,382 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$282,700 Land $35,000 Building $247,700$282,700 Land $35,000 Building $247,700
2025$4,382.00
2023$4,486.00 Homeowner's exemption$270,100 Land $25,000 Building $245,100$270,100 Land $25,000 Building $245,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2083 Cottage Ave E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2083 Cottage Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire.

Nearby Properties on Cottage Ave E

Nearby Streets

Search Property Records by Address or Parcel Number