2083 Co Rd 77, Tower, MN 55790 Property Records

St. Louis County property record for 2083 Co Rd 77, Tower, MN 55790

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 3 ba · 1,344 sqft · built 2001
Lot Size	1.99 acres (86,684 sqft)
Owner	Individual Name on File
Last Sale	$425,757 (Apr 2015)
Tax Bill	$6,758 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Feb 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`387-0010-01615`

Property Details

APN / Parcel Number

Primary APN	`387-0010-01615`
Alternative APN	`1042154`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,344 sqft Gross Area
1st Floor Area	1,344 sqft
Basement Area	1,438 sqft
Finished Basement	1,438 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	86,684 sqft (1.99 acres)
Garage Area	1,248 sqft

Exterior Amenities

Porch	Slab
Porch Area	256 sqft
Deck Area	384 sqft
Storage Building	96 sqft
Boat House	504 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1042154
Street Address	2083 COUNTY ROAD 77
City	TOWER
State	MN
Zip	55790-8129
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	W 100 FT OF E 250 FT OF LOT 5 INC S 25FT OF W 59 FT OF E 150 FT OF LOT 5 &THAT PART OF SE1/4 OF SE1/4 LYING N OFHWY #77 EX E
Legal Range	16W
Legal Township	62N
Legal Section	17
Legal Subdivision	GREENWOOD TOWN OF
Legal Lot Number	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1255
Census Tract	15502

Owner

2083 Co Rd 77, a residential property, is owned and occupied by an individual who bought it in April 2015.

Source: St. Louis County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 894, TOWER, MN 55790-0894
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Feb 5, 2019	Deed of Trust, Mortgage · Commercial Mortgage CHOICE FINANCIAL GROUP
Sep 25, 2020	Loan Modification, Mortgage · Conventional Mortgage CHOICE FIN'L
Jan 28, 2020	Deed of Trust, Mortgage CHOICE FIN'L
Jan 28, 2020	Deed of Trust, Mortgage CHOICE FIN'L
Oct 13, 2017	Deed of Trust, Mortgage · Line of Credit VENTURE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2015 · Amount on File
Deed Sale	Apr 22, 2015 · Amount on File
Prior Sale	Apr 22, 2015 · Amount on File
Deed Document Number	20151258942
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Oct 2, 2026
Property Address	2083 COUNTY ROAD 77, TOWER, MN 55790-8129
Document Number	0001541609
Instrument Date	Sep 14, 2026
Instrument	20261541609
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001541609,
Date	Oct 2, 2026
Instrument	20261541609

Lender

Name	NORTH SHORE BANK OF COMMERCE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 14, 2031

Interest

Max Rate	-1%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2083 COUNTY ROAD 77, TOWER, MN 55790-8129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17491 HARALSON DR, EDEN PRAIRIE, MN 55347-3559

Mortgage

Document Number	0001349483
Date	Feb 5, 2019
Instrument	1349483

Lender

Name	CHOICE FINANCIAL GROUP
Type	Lending Institution
Address	MINNEAPOLIS, MN 55435

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	2083 COUNTY ROAD 77, TOWER, MN 55790-8129
Document Number	00A1394062
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	17491 HARALSON DR EDEN PRAIRIE MN 553473559, EDEN PRAIRIE, MN 55347-3559

Mortgage

Document Number	00A1394062
Date	Oct 23, 2020
Book Page	102320/139406
Instrument	A1394062

Lender

Name	CHOICE FIN'L
Type	Funding / Finance Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2083 COUNTY ROAD 77, TOWER, MN 55790-8129
Document Number	00T1020176
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	LEGACY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2083 COUNTY ROAD 77 TOWER MN 557908129, TOWER, MN 55790-8129

Mortgage

Document Number	00T1020176
Date	Jan 31, 2020
Instrument	T1020176

Lender

Name	CHOICE FIN'L
Type	Funding / Finance Company
Address	FARGO, ND 58104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2083 COUNTY ROAD 77, TOWER, MN 55790-8129
Document Number	00A1372773
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	LEGACY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2083 COUNTY ROAD 77 TOWER MN 557908129, TOWER, MN 55790-8129

Mortgage

Document Number	00A1372773
Date	Feb 4, 2020
Instrument	A1372773

Lender

Name	CHOICE FIN'L
Type	Funding / Finance Company
Address	FARGO, ND 58104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2083 COUNTY ROAD 77, TOWER, MN 55790-8129
Document Number	00A1320618
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6527 BROWN THRUSH TRL EDEN PRAIRIE MN 553461832, EDEN PRAIRIE, MN 55346-1832

Mortgage

Document Number	00A1320618
Date	Oct 24, 2017
Instrument	A1320618

Lender

Name	VENTURE BK
Type	Bank
Address	EAGAN, MN 55121

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2083 Co Rd 77 was $6,758 with a homeowner's exemption, up 5.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,758.00 (+5.86%) Homeowner's exemption
2025	$6,384.00 (+4.66%)	$766,000 (+7.99%) Land $206,100 Building $559,900	$766,000 (+7.99%) Land $206,100 Building $559,900
2024	$6,100.00	$709,300 Land $186,200 Building $523,100	$709,300 Land $186,200 Building $523,100
2022		$582,100 Land $155,100 Building $427,000	$582,100 Land $155,100 Building $427,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2083 Co Rd 77 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2083 Co Rd 77 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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