Macomb County property record for 20827 Panama St, Warren, MI 48091
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,535 sqft · built 2003 |
| Lot Size | 0.108 acres (4,704 sqft) |
| Owner | Individual Name on File |
| Last Sale | $79,875 (Sep 2021) |
| Tax Bill | $3,745 (2025) |
| Deeds & Mortgages | Sep 2023 Second Mortgage Jan 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-13-32-459-021 |
| Primary APN | 12-13-32-459-021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,535 sqft Living Area |
| Gross Area | 1 sqft |
| 1st Floor Area | 817 sqft |
| Basement Area | 817 sqft |
| Unfinished Basement | 817 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Combination |
| Roof Material | Asphalt |
| Lot Area | 4,704 sqft (0.108 acres) |
| Lot Dimensions | 115 ft deep x 41 ft wide |
| Garage Area | 382 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 20827 PANAMA ST |
|---|---|
| City | WARREN |
| State | MI |
| Zip | 48091-4338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-C |
| Legal Description | RAMM AND CO'S MOUND PARK SUB. LOT 608 INCL 1/2 VAC ALLEY ADJ TO REAR L8 P49 |
| Legal Subdivision | RAMM AND COS MOUND PARK SUB |
| Legal Lot Number | 608 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | WARREN |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 263700 |
20827 Panama St is owned and occupied by an individual who acquired it in December 2022.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20827 PANAMA ST, WARREN, MI 48091-4338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 5, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MORTGAGE CENTER LLC |
| Jan 4, 2023 | Intrafamily Transfer, Transfer |
| Sep 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2021 · Amount on File |
| Deed Sale | Sep 3, 2021 · Amount on File |
| Prior Sale | Dec 23, 2003 · Amount on File |
| Deed Document Number | 20212232369 |
| Deed Book / Page | 27977 / 221 |
| Last Transfer Date | Dec 9, 2022 |
| Transfer Doc | 0000001508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 20827 PANAMA ST, WARREN, MI 48091-4338 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20827 PANAMA ST, WARREN, MI 48091-4338 |
| Document Number | 2300075667 |
|---|---|
| Date | Sep 5, 2023 |
| Book Page | 29283/156 |
| Instrument | 202300075667 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2038 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jan 4, 2023 |
| Property Address | 20827 PANAMA ST, WARREN, MI 48091-4338 |
| Document Number | 2300001508 |
| Book / Page | 28960 / 98 |
| Map Reference | LB 8 PG 49 |
| Instrument Date | Dec 9, 2022 |
| Instrument | 202300001508 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20827 PANAMA ST, WARREN, MI 48091-4338 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 20827 PANAMA ST, WARREN, MI 48091-4338 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Sep 3, 2021 |
| Property Address | 20827 PANAMA ST, WARREN, MI 48091-4338 |
| Document Number | 2102232369 |
| Book / Page | 27977 / 221 |
| Map Reference | LB 8 PG 49 |
| Instrument Date | Aug 6, 2021 |
| Instrument | 202102232369 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32430 WING LAKE RD, 32430, FRANKLIN, MI 48025-1928 |
| Name | Verified Name |
|---|---|
| Address | 20827 PANAMA ST, WARREN, MI 48091-4338 |
| Document Number | 2102232370 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 202102232370 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 20827 Panama St was $3,745 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Warren City |
| Unified School District | Fitzgerald Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,300 | $214,600 | |
| 2025 | $3,745.00 | ||
| 2023 | $96,250 | $192,500 | |
| 2022 | $3,041.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20827 Panama St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 20827 Panama St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WARREN serves 134,056 people · EPA ID MI0006900 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 786 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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