20826 Seth Ct, Callaway, MD 20620 Property Records

St. Mary's County property record for 20826 Seth Ct, Callaway, MD 20620

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,634 sqft · built 1997
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Trust Names on File
Last Sale	$449,000 (Sep 2005)
Tax Bill	$4,788 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-035820`

Property Details

APN / Parcel Number

Primary APN	`02-035820`
Alternative APNs	`2035820` `035820`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,634 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	100,188 sqft (2.3 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	240 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	035820
Street Address	20826 SETH CT
City	CALLAWAY
State	MD
Zip	20620-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 5 SECTION 2 PLAT 41/102 COXS RUN
Legal Subdivision	COXS RUN
Legal Lot Number	5
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	2
Census Block	2000
Census Tract	876102

Owner

20826 Seth Ct is owner-occupied and held in a trust since November 2020.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	20826 SETH CT, CALLAWAY, MD 20620-2321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Apr 12, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2005 · Amount on File
Deed Sale	Sep 1, 2005 · Amount on File
Prior Sale	Aug 12, 1997 · Amount on File
Deed Document Number	2005592
Deed Book / Page	2600 / 719
Last Transfer Date	Nov 9, 2020
Transfer Doc	0057260254
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	20826 SETH CT, CALLAWAY, MD 20620-2321
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057490189
Date	Apr 27, 2021
Book Page	5749/189

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST MARY'S MD
Recording Date	Apr 12, 2021
Property Address	20826 SETH CT, CALLAWAY, MD 20620-2321
Document Number	0057260254
Book / Page	5726 / 254
Map Reference	LB 41 FO 102
Instrument Date	Nov 9, 2020
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	20826 SETH CT, CALLAWAY, MD 20620-2321

Tax Assessment & Valuation

The 2025 property tax bill for 20826 Seth Ct was $4,788 with a homeowner's exemption.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,633 (+0.9%)	$484,100 (+2.69%) Land $126,500 Building $357,600
2025	$4,788.00 Homeowner's exemption	$471,400 Land $126,500 Building $344,900	$471,400 Land $126,500 Building $344,900
2023	$4,493.00 Homeowner's exemption	$421,600	$471,400 Land $126,500 Building $344,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20826 Seth Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20826 Seth Ct is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 84% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Seth Ct

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