20825 Pinehurst Greens Dr, Estero, FL 33928 Property Records

Lee County property record for 20825 Pinehurst Greens Dr, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,110 sqft · built 2000
Lot Size	0.299 acres (13,024 sqft)
Owner	2 Individual Names on File
Last Sale	$1,375,000 (Jan 2026)
Tax Bill	$8,388 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Jul 2025 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`29-46-25-E3-2500C.0230`

Property Details

APN / Parcel Number

Primary APN	`29-46-25-E3-2500C.0230`
Alternative APNs	`252946E32500C0230` `294625250000C0230` `10449292`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,110 sqft Living Area
Gross Area	5,367 sqft
1st Floor Area	2,918 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	13,024 sqft (0.299 acres)
Garage Type	Attached
Garage Area	808 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	449 sqft
Patio Area	994 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10449292
Street Address	20825 PINEHURST GREENS DR
City	ESTERO
State	FL
Zip	33928-5913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	PELICAN SOUND PHASE 2 DESC IN PB 63 PGS 65-68 BLK C LOT 23
Legal Range	25E
Legal Township	46S
Legal Section	29
Legal Subdivision	PELICAN SOUND
Legal Phase	2
Legal Tract	E3
Legal Block	C
Legal Lot Number	23
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1001
Census Tract	50320

Owner

20825 Pinehurst Greens Dr is owned by two individuals who bought it in January 2026.

Source: Lee County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2589 AIKIN CIR S, LEWIS CENTER, OH 43035-8024
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2025	Deed of Trust, Mortgage · Line of Credit FINEMARK NATIONAL BANK & TRUST
Jul 14, 2025	Deed of Trust, Mortgage · Line of Credit FINEMARK NATIONAL BANK & TRUST
Jan 7, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Jun 25, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2026 · Amount on File
Deed Sale	Jan 7, 2026 · Amount on File
Prior Sale	Jun 2, 2000 · Amount on File
Deed Document Number	20263836
Prior Transfer Date	Jun 24, 2019
Prior Transfer Doc	0000149846
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20825 PINEHURST GREENS DR, ESTERO, FL 33928-5913
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000157304
Date	Jun 10, 2025
Instrument	2025000157304

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank
Address	BONITA SPRINGS, FL 34135

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20825 PINEHURST GREENS DR, ESTERO, FL 33928-5913
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000188664
Date	Jul 14, 2025
Instrument	2025000188664

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank
Address	BONITA SPRINGS, FL 34135

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jan 7, 2026
Property Address	20825 PINEHURST GREENS DR, ESTERO, FL 33928-5913
Document Number	0000003836
Map Reference	MB 63 PG 65-68
Instrument Date	Jan 2, 2026
Instrument	2026000003836
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	LANDSEL TITLE, LANDSEL TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4640 TURNBERRY LAKE DR # DR306, DR306, ESTERO, FL 33928-6988

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2589 AIKIN CIR S, LEWIS CENTER, OH 43035-8024

Mortgage

Document Number	0000003837
Date	Jan 7, 2026
Instrument	2026000003837

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	5.12%
Max Rate At Change	8.12%
Index	SOFR Average 30-Day
Margin	3
Max Rate	12.1%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jun 25, 2019
Property Address	20825 PINEHURST GREENS DR, ESTERO, FL 33928-5913
Document Number	0000149846
Instrument Date	Jun 24, 2019
Instrument	149846
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20825 PINEHURST GREENS DR ESTERO FL 339285913, ESTERO, FL 33928-5913

Tax Assessment & Valuation

The 2025 property tax bill for 20825 Pinehurst Greens Dr was $8,388.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$578,692 (+2.7%)	$1,075,118 (+25.27%) Land $192,250 Building $882,868
2025	$8,388.00 Homeowner's exemption	$563,478	$858,220 Land $220,448 Building $637,772
2023	$7,759.00 (+0.47%) Homeowner's exemption	$531,649 (+3%)	$1,055,323 (+29.05%) Land $233,929 Building $821,394
2022	$7,723.00 Homeowner's exemption	$516,164	$817,793 Land $191,117 Building $626,676

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20825 Pinehurst Greens Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 129 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	129 in force
Nearby Flood Claims	12 (2017–2023)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 5 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20825 Pinehurst Greens Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, CenturyLink, Hotwire Communications.

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