20825 Bay Ln, Porter, TX 77365 Property Records

Montgomery County property record for 20825 Bay Ln, Porter, TX 77365

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,730 sqft · built 2016
Lot Size	4.46 acres (194,713 sqft)
Owner	Individual Name on Record
Tax Bill	$6,326 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0591-00-00120`

Property Details

APN / Parcel Number

Primary APN	`0591-00-00120`
Alternative APN	`R306220`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,730 sqft Living Area
Gross Area	4,370 sqft
1st Floor Area	3,730 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	194,713 sqft
View / Lot	Secondary
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	241 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20825 BAY LN
City	PORTER
State	TX
Zip	77365-6897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0591 WILBURN MATILDA, TRACT 1B-7, ACRES 4.470
Legal Subdivision	WILBURN MATILDA
Legal Tract	1B-7
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1018
Census Tract	692301

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20825 BAY LN, PORTER, TX 77365-6897
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2002
Deed Sale	Nov 22, 2002
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	20825 BAY LN, PORTER, TX 77365-6897
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000173607
Date	Dec 17, 2021
Instrument	2021173607

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$647,000 (-) Land $223,500 Building $423,500	$647,000 (-) Land $223,500 Building $423,500
2025	$6,326.00 (-11.88%) Homeowner's exemption Senior Citizen's exemption	$647,000 (+1.48%) Land $223,500 Building $423,500	$647,000 (-) Land $223,500 Building $423,500
2024	$7,179.00 (-0.49%) Homeowner's exemption Senior Citizen's exemption	$637,549 (+1%) Land $223,500 Building $423,500	$647,000 (-2.98%) Land $223,500 Building $423,500
2023	$7,214.00 Homeowner's exemption	$579,590 Land $223,500 Building $443,370	$666,870 Land $223,500 Building $443,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Nearby Flood Policies	58 in force
Nearby Flood Claims	22 (2003–2024)
Claims Outside the SFHA	22 of 22
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims Tropical Storm Imelda, Sep 2019 · 12 claims Severe Storms And Flooding, Apr 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTER SPECIAL UTILITY DISTRICT serves 26,388 people · EPA ID TX1700068
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Centric Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, Tachus Fiber Internet.

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