20824 Spence Rd, Apt A, Salinas, CA 93908 Property Records

Monterey County property record for 20824 Spence Rd, Apt A, Salinas, CA 93908

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 7 ba · 5,202 sqft · built 1941
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on Record
Last Sale	$247,000 (Aug 2010)
Tax Bill	$4,560 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`137-021-032-000`

Property Details

APN / Parcel Number

Primary APN	`137-021-032-000`
Alternative APN	`137-021-032`

Interior

Bedrooms	9 Beds
Full Baths	7 Baths
Total Rooms	30 Rooms
Stories	1 Story
Building Area	5,202 sqft Living Area
1st Floor Area	5,202 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	87,120 sqft
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	6 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	137-021-032
Street Address	20824 SPENCE RD, A
City	SALINAS
State	CA
Zip	93908-9542
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	ASSRS MP 1 BUENA ESPERANZA RO SUB A OF LOT 18 2.0 AC
Legal Subdivision	ASSRS MP 1 BUENA ESPERANZA RO
Legal Block	1
Legal Lot Number	18
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	1
Census Block	1061
Census Tract	10606

Owner

Source: Monterey County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1172 S MAIN ST, SALINAS, CA 93901-2204
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC VALLEY BANK
Apr 19, 2023	Intrafamily Transfer, Transfer
Jul 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage PACIFIC VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2010 · Amount on Record
Deed Sale	Aug 24, 2010 · Amount on Record
Prior Sale	Jan 13, 2010 · Amount on Record
Deed Document Number	201047639
Last Transfer Date	Aug 20, 2014
Transfer Doc	0000040955
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Recording Date	Aug 4, 2026
Property Address	20824 SPENCE RD, SALINAS, CA 93908-9542
Document Number	0000026257
Instrument Date	Jul 28, 2026
Instrument	202626257
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000026257,
Date	Aug 4, 2026
Instrument	202626257

Lender

Name	PACIFIC VALLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Apr 19, 2023
Property Address	20824 SPENCE RD APT A, A, SALINAS, CA 93908-9542
Document Number	0000011579
Map Reference	VOL 4 PG 64
Instrument Date	Apr 19, 2023
Instrument	2023011579
Transaction Type	Transfer
Record Updated	May 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1172 S MAIN ST # 372, 372, SALINAS, CA 93901-2204

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	20824 SPENCE RD APT A, A, SALINAS, CA 93908-9542
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050984
Date	Jul 28, 2021
Instrument	2021050984

Lender

Name	PACIFIC VALLEY BANK
Type	Bank
Address	SALINAS, CA 93901

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Elementary School District	Alisal Union Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$322,633 (+2%) Land $300,557 Building $22,076
2025	$4,560.00 (-2.19%)	$316,308 (+4.04%) Land $294,664 Building $21,644
2024	$4,662.00 (+1.9%)
2023	$4,575.00 (+10.32%)	$304,027 Land $283,223 Building $20,804
2022	$4,147.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (1998–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL CAMINO WC INC private · serves 28 people · EPA ID CA2702409
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2022
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surfnet Communications Fiber · Fixed Wireless	2,500 / 2,500
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250

May also be available: GeoLinks, Verizon, Zavala Communications.

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