Harris County property record for 20823 Penny Rock Ct, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,210 sqft · built 2009 |
| Lot Size | 0.119 acres (5,175 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,000 (Sep 2009) |
| Tax Bill | $4,943 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 128-311-002-0033 |
| Primary APN | 128-311-002-0033 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,210 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Game Room | Game Room |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Lot Area | 5,175 sqft (0.119 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1283110020033 |
|---|---|
| Street Address | 20823 PENNY ROCK CT |
| City | KATY |
| State | TX |
| Zip | 77449-4775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 33 BLK 2 BRIDGEWATER MEADOW SEC 3 |
| Legal Subdivision | BRIDGEWATER MEADOW SEC 3 |
| Legal Block | 2 |
| Legal Lot Number | 33 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 542305 |
Source: Harris County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20823 PENNY ROCK CT, KATY, TX 77449-4775 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2009 · Amount on Record |
| Deed Sale | Sep 23, 2009 · Amount on Record |
| Prior Sale | Sep 23, 2009 |
| Deed Document Number | 2009433697 |
| Deed Book / Page | 1366 / 1550 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20823 PENNY ROCK CT, KATY, TX 77449-4775 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021086893 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 2021-086893 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
Source: Harris County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,943.00 (+83.48%) Homeowner's exemption | $266,123 (-9.85%) Land $49,673 Building $216,450 | $266,123 (-9.85%) Land $49,673 Building $216,450 |
| 2024 | $2,694.00 | ||
| 2023 | $295,191 Land $49,673 Building $245,518 | $295,191 Land $49,673 Building $245,518 | |
| 2022 | $2,694.00 (-15.63%) | ||
| 2020 | $3,193.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 886 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
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