2082 Grafton Rd, Elyria, OH 44035 Property Records

Lorain County property record for 2082 Grafton Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,629 sqft · built 1886
Lot Size	6.52 acres (284,011 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,899 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-006-114-010`

Property Details

APN / Parcel Number

Primary APN	`10-00-006-114-010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,629 sqft Living Area
1st Floor Area	1,667 sqft
2nd Floor Area	1,362 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1886
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	284,011 sqft (6.52 acres)
Garage Type	Detached
Garage Area	882 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	428 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2082 GRAFTON RD
City	ELYRIA
State	OH
Zip	44035-8350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM -007,-008
Legal Subdivision	CARLISLE SEC 06
Legal Block	114
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	1
Census Block	1011
Census Tract	77100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2082 GRAFTON RD, ELYRIA, OH 44035-8350
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Mar 9, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Apr 3, 2026
Property Address	2082 GRAFTON RD, ELYRIA, OH 44035-8350
Document Number	0000090528
Instrument Date	Mar 26, 2026
Instrument	202690528
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	2082 GRAFTON RD, ELYRIA, OH 44035-8350

Mortgage

Document Number	0000090528,
Date	Apr 3, 2026
Instrument	202690528

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2056

Interest

Rate	5.98%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2082 GRAFTON RD, ELYRIA, OH 44035-8350
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000866127
Date	Mar 9, 2022
Instrument	2022-0866127

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,899.00	$130,040 (-) Land $45,970 Building $84,070	$371,540 (-) Land $131,350 Building $240,190
2024	$3,899.00 (+31.77%)	$130,040 (+67.07%) Land $45,973 Building $84,067	$371,540 (+67.07%) Land $131,350 Building $240,190
2023	$2,959.00 (-1%)	$77,837 (%) Land $29,561 Building $48,276	$222,390 (-) Land $84,460 Building $137,930
2022	$2,989.00	$77,840 Land $29,560 Building $48,280
2021			$222,390 Land $84,460 Building $137,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1998–2025)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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