Crow Wing County property record for 20819 Cole Ave, Brainerd, MN 56401
| Property Type | Single Family Home |
|---|---|
| Details | 1,068 sqft · built 1977 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $131,000 (Jul 2014) |
| Tax Bill | $1,778 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 980031101DA0009 |
| Primary APN | 980031101DA0009 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,068 sqft Living Area |
| Gross Area | 1,154 sqft |
| 1st Floor Area | 1,068 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 864 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Level |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,431 sqft (1.02 acres) |
| Garage Area | 1,610 sqft |
| Driveway | Driveway |
| Porch | Slab |
| Deck Area | 726 sqft |
| Account Number | 145621 |
|---|---|
| Street Address | 20819 COLE AVE |
| City | BRAINERD |
| State | MN |
| Zip | 56401-7278 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF GOV LOT 1 DESC: COMM AT THE NW COR OF LOT1, THEN S 0 DEG 03 MIN W 862.60 FT ALG THE W LINE OF LOT 1 TO THE POINT OF B |
| Legal Range | 29W |
| Legal Township | 134 |
| Legal Section | 03 |
| Legal Lot Number | 1 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | FIRST ASSESSMENT |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 950902 |
Source: Crow Wing County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20819 COLE AVE, BRAINERD, MN 56401-7278 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2014 · Amount on Record |
| Deed Sale | Jul 28, 2014 · Amount on Record |
| Deed Document Number | 2014244694 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROW WING MN |
| Recording Date | Jun 12, 2026 |
| Property Address | 20819 COLE AVE, BRAINERD, MN 56401-7278 |
| Document Number | 0001025080 |
| Instrument Date | May 1, 2026 |
| Instrument | 20261025080 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 20819 COLE AVE, BRAINERD, MN 56401-7278 |
| Document Number | 0001025080, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 20261025080 |
| Name | DEERWOOD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Crow Wing County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| Unified School District | Brainerd Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,778.00 (+7.5%) Homeowner's exemption | $333,500 (+4.12%) Land $74,200 Building $259,300 | $333,500 (+4.12%) Land $74,200 Building $259,300 |
| 2025 | $320,300 (+9.73%) Land $74,000 Building $246,300 | $320,300 (+9.73%) Land $74,000 Building $246,300 | |
| 2023 | $1,654.00 Homeowner's exemption | $291,900 Land $56,500 Building $235,400 | $291,900 Land $56,500 Building $235,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 61% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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