20818 Liberty Ln, Bend, OR 97701 Property Records

Deschutes County property record for 20818 Liberty Ln, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,542 sqft · built 2003
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$565,000 (Oct 2021)
Tax Bill	$4,154 (2025)
Deeds & Mortgages	Apr 2024 Transfer Oct 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`171215 CB 00211`

Property Details

APN / Parcel Number

Primary APN	`171215 CB 00211`
Alternative APNs	`R1088171215CB00211` `207215`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,542 sqft Living Area
1st Floor Area	869 sqft
2nd Floor Area	673 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Split Level
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Mixed
Garage Area	576 sqft
Deck Area	108 sqft

Location & Zoning

Account Number	207215
Old Parcel Number	R1088171215CB00211
Street Address	20818 LIBERTY LN
City	BEND
State	OR
Zip	97701-8596
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKWAY
Legal Range	12E
Legal Township	17S
Legal Section	15
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	LIBERTY HEIGHTS
Legal Lot Number	12
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3029
Census Tract	1101

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20818 LIBERTY LN, BEND, OR 97701-8596
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Intrafamily Transfer, Transfer
Oct 22, 2021	Warranty Deed, Transfer DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Sep 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BANK
Jul 16, 2018	Deed of Trust, Mortgage · Commercial Mortgage HOMESTREET BANK
Aug 23, 2019	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2021 · Amount on Record
Deed Sale	Oct 22, 2021 · Amount on Record
Prior Sale	Oct 22, 2021 · Amount on Record
Deed Document Number	0000059792
Last Transfer Date	Apr 25, 2024
Transfer Doc	0000010219
Record Updated	Jun 8, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Apr 25, 2024
Property Address	20818 LIBERTY LN, BEND, OR 97701-8596
Document Number	0000010219
Map Reference	CAB F PG 231
Instrument Date	Apr 24, 2024
Instrument	2024-10219
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20818 LIBERTY LN, BEND, OR 97701-8596

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 22, 2021
Property Address	20818 LIBERTY LN, BEND, OR 97701-8596
Document Number	0000059792
Map Reference	CAB G PG 231
Instrument Date	Oct 22, 2021
Instrument	2021-59792
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3146 NW GOLF VIEW DR, BEND, OR 97703-7551

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20818 LIBERTY LN, BEND, OR 97701-8596
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035426
Date	Jun 11, 2021
Instrument	2021-35426

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20818 LIBERTY LN, BEND, OR 97701-8596
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036224
Date	Sep 11, 2017
Instrument	2017-36224

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20818 LIBERTY LN, BEND, OR 97701-8596
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028958
Date	Jul 16, 2018
Instrument	2018-28958

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 23, 2019
Property Address	20818 LIBERTY LN, BEND, OR 97701-8596
Document Number	0000030934
Map Reference	CAB F SL 231
Instrument Date	Aug 22, 2019
Instrument	2019-30934
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20818 LIBERTY LN, BEND, OR 97701-8596

Mortgage

Document Number	0000030935
Date	Aug 23, 2019
Instrument	2019-30935

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,154.00 (+3.93%)	$245,900 (+3%)	$570,200 (-0.29%) Land $230,500 Building $339,700
2024	$3,997.00 (+7.88%)	$238,740 (+3%)	$571,850 (-4.14%) Land $230,500 Building $341,350
2023	$3,705.00	$231,790	$596,530 Land $225,500 Building $371,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon, Webformix.

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