20814 Silver Lance Dr, Tomball, TX 77375 Property Records

Harris County property record for 20814 Silver Lance Dr, Tomball, TX 77375

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,796 sqft · built 2021
Lot Size	0.169 acres (7,363 sqft)
Owner	Individual Name on Record
Last Sale	$524,352 (Mar 2026)
Tax Bill	$9,750 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`137-044-004-0003`

Property Details

APN / Parcel Number

Primary APN	`137-044-004-0003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,796 sqft Living Area
1st Floor Area	2,796 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	7,363 sqft (0.169 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1370440040003
Street Address	20814 SILVER LANCE DR
City	TOMBALL
State	TX
Zip	77375-0095
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 BLK 4 ALBURY TRAILS ESTATES SEC 4
Legal Subdivision	ALBURY TRAILS ESTATES SEC 4
Legal Block	4
Legal Lot Number	3
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1009
Census Tract	554803

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20814 SILVER LANCE DR, TOMBALL, TX 77375-0095
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · Line of Credit SHELL FCU
Mar 2, 2026	Vendor's Lien, Transfer · Conventional Mortgage ALLIANT CU
Sep 23, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage ADVISA MORTGAGE SERVICES LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2026 · Amount on Record
Deed Sale	Mar 2, 2026 · Amount on Record
Prior Sale	Sep 23, 2021 · Amount on Record
Deed Document Number	202676838
Prior Transfer Date	Sep 22, 2021
Prior Transfer Doc	0000546131
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20814 SILVER LANCE DR, TOMBALL, TX 77375-0095
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000394356
Date	Oct 13, 2023
Instrument	2023-394356

Lender

Name	SHELL FCU
Type	Credit Union
Address	DEER PARK, TX 77536

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 27, 2033

March 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Mar 2, 2026
Property Address	20814 SILVER LANCE DR, TOMBALL, TX 77375-0095
Document Number	0000076838
Map Reference	MF 675731
Instrument Date	Feb 27, 2026
Instrument	2026-76838
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20814 SILVER LANCE DR, TOMBALL, TX 77375-0095

Mortgage

Document Number	0000076839
Date	Mar 2, 2026
Instrument	2026-76839

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

September 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Sep 23, 2021
Property Address	20814 SILVER LANCE DR, TOMBALL, TX 77375-0095
Document Number	0000546131
Map Reference	MF 675731
Instrument Date	Sep 22, 2021
Instrument	2021-546131
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 26, 2022
Title Company	EMPIRE TITLE COMPANY LIMITED, EMPIRE TITLE CO LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15725 DALLAS PKWY STE 300, 15725, ADDISON, TX 75001-3850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20814 SILVER LANCE DR, TOMBALL, TX 77375-0095

Mortgage

Document Number	0000546132
Date	Sep 23, 2021
Instrument	2021-546132

Lender

Name	ADVISA MORTGAGE SERVICES LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Klein Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$441,853 (-0.01%) Land $72,163 Building $369,690	$441,853 (-0.01%) Land $72,163 Building $369,690
2025	$9,750.00 (-5.33%) Homeowner's exemption	$441,889 (-4.12%) Land $59,534 Building $382,355	$441,889 (-4.12%) Land $59,534 Building $382,355
2024	$10,299.00 (+52.69%)
2023		$460,883 Land $59,809 Building $401,074	$460,883 Land $59,809 Building $401,074
2022	$6,745.00 (+613%)
2020	$946.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 184 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	184 in force
Nearby Flood Claims	7 (1998–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 401 serves 3,750 people · EPA ID TX1013289
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Ezee Fiber, Spectrum.

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