Harris County property record for 20814 Sandy Bay Ln, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,651 sqft · built 2005 |
| Lot Size | 0.141 acres (6,132 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $182,700 (Jul 2019) |
| Tax Bill | $3,519 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jul 2019 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 126-028-005-0006 |
| Primary APN | 126-028-005-0006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,651 sqft Living Area |
| 1st Floor Area | 1,651 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,132 sqft (0.141 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 37 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1260280050006 |
|---|---|
| Street Address | 20814 SANDY BAY LN |
| City | KATY |
| State | TX |
| Zip | 77449-0173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 6 BLK 5 HIGHLAND CREEK RANCH SEC 4 |
| Legal Subdivision | HIGHLAND CREEK RANCH SEC 4 |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 542201 |
Source: Harris County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20814 SANDY BAY LN, KATY, TX 77449-0173 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 2, 2019 | Grant Deed, Transfer STEWART TITLE, STEWART TITLE HOUSTON DIV |
| Jul 12, 2018 | Special Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Apr 21, 2017 | Grant Deed, Transfer STEWART TITLE, STEWART TITLE HOUSTON DIV |
| Jan 26, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2019 · Amount on Record |
| Deed Sale | Jul 2, 2019 · Amount on Record |
| Prior Sale | Jul 12, 2018 · Amount on Record |
| Deed Document Number | 2019283239 |
| Prior Transfer Date | Jan 7, 2014 |
| Prior Transfer Doc | 0000029620 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20814 SANDY BAY LN, KATY, TX 77449-0173 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 20814 SANDY BAY LN, KATY, TX 77449-0173 |
| Document Number | 0000499005 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 2020-499005 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Aug 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jul 2, 2019 |
| Property Address | 20814 SANDY BAY LN, KATY, TX 77449-0173 |
| Document Number | 0000283239 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 283239 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE HOUSTON DIV |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20914 NEVA CT HUMBLE TX 773385604, HUMBLE, TX 77338-5604 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jul 12, 2018 |
| Property Address | 20814 SANDY BAY LN, KATY, TX 77449-0173 |
| Document Number | 0000314035 |
| Map Reference | PL 568290 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 2018-314035 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2022 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20814 SANDY BAY LN, KATY, TX 77449-0173 |
| Document Number | 0000314036 |
|---|---|
| Date | Jul 12, 2018 |
| Instrument | 2018-314036 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Number | 0000314037 |
|---|---|
| Date | Jul 12, 2018 |
| Instrument | 2018-314037 |
| Name | HARRIS COUNTY |
|---|---|
| Type | Non-Lending Institution |
| Address | HOUSTON, TX 77054 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Apr 21, 2017 |
| Property Address | 20814 SANDY BAY LN, KATY, TX 77449-0173 |
| Document Number | 0000170738 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 170738 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE HOUSTON DIV |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jan 26, 2017 |
| Property Address | 20814 SANDY BAY LN, KATY, TX 77449-0173 |
| Document Number | 0000035951 |
| Instrument Date | Jan 24, 2014 |
| Instrument | 35951 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $264,719 (+1.56%) Land $65,924 Building $198,795 | $264,719 (+1.56%) Land $65,924 Building $198,795 | |
| 2025 | $3,519.00 (+164.19%) Homeowner's exemption | $260,652 (-0.87%) Land $65,924 Building $194,728 | $260,652 (-0.87%) Land $65,924 Building $194,728 |
| 2024 | $1,332.00 Homeowner's exemption | $262,928 (-1.94%) Land $65,924 Building $197,004 | $262,928 (-1.94%) Land $65,924 Building $197,004 |
| 2023 | $1,332.00 Homeowner's exemption | $268,129 Land $65,924 Building $202,205 | $268,129 Land $65,924 Building $202,205 |
| 2022 | $1,332.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 157 serves 13,062 people · EPA ID TX1011430 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 990 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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