20810 Whitehaven Bluff Trl, Katy, TX 77449 Property Records

Harris County property record for 20810 Whitehaven Bluff Trl, Katy, TX 77449

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,331 sqft · built 2017
Lot Size0.181 acres (7,885 sqft)
Owner2 Individual Names on Record
Last Sale$219,900 (May 2018)
Tax Bill$5,207 (2025)
Deeds & MortgagesJul 2021 Mortgage
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN139-019-003-0014

Property Details

APN / Parcel Number

Primary APN139-019-003-0014
Alternative APN
  • 0471140000002

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,331 sqft Living Area
1st Floor Area1,531 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area7,885 sqft (0.181 acres)
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1390190030014
Street Address20810 WHITEHAVEN BLUFF TRL
CityKATY
StateTX
Zip77449-5492
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 14 BLK 3 JASMINE HEIGHTS SEC 8
Legal SubdivisionJASMINE HEIGHTS SEC 8
Legal Block3
Legal Lot Number14
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group3
Census Block3000
Census Tract542203

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20810 WHITEHAVEN BLUFF TRL, KATY, TX 77449-5492
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2021Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW COMMUNITY CAPITAL LLC
May 18, 2018Deed of Trust, Mortgage · FHA Mortgage
DHI MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2018 · Amount on Record
Deed SaleMay 22, 2018 · Amount on Record
Deed Document Number2018224099
Prior Transfer DateMay 18, 2018
Prior Transfer Doc2018224099
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address20810 WHITEHAVEN BLUFF TRL, KATY, TX 77449-5492
Transaction TypeMortgage
Record UpdatedJul 29, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021411134
DateJul 21, 2021
Instrument2021-411134
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address20810 WHITEHAVEN BLUFF TRL, KATY, TX 77449-5492
Document Number0000224100
Instrument DateMay 18, 2018
Transaction TypeMortgage
Record UpdatedDec 20, 2018
Title CompanyDHI TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20810 WHITEHAVEN BLUFF TRL KATY TX 774495492, KATY, TX 77449-5492

Mortgage

Document Number0000224100
DateMay 22, 2018
Instrument224100
Lender
NameDHI MTG
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 21, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$266,593 (-21.35%) Land $58,820 Building $207,773$266,593 (-21.35%) Land $58,820 Building $207,773
2025$5,207.00 (+154.37%) Homeowner's exemption$338,944 (-6.26%) Land $53,368 Building $285,576$338,944 (-6.26%) Land $53,368 Building $285,576
2024$2,047.00 (+20.2%)
2023$361,567 Land $53,368 Building $308,199$361,567 Land $53,368 Building $308,199
2022$1,703.00 (+12.26%)
2020$1,517.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims6 (2016–2017)
Claims Outside the SFHA6 of 6
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 105
serves 14,925 people · EPA ID TX1011227
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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