20810 89th St, Bend, OR 97703 Property Records

Deschutes County property record for 20810 89th St, Bend, OR 97703

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 2,500 sqft · built 2017
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,136 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Oct 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161227-B0-06100`

Property Details

APN / Parcel Number

Primary APN	`161227-B0-06100`
Alternative APNs	`R2007161227B006100` `133110`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,500 sqft Living Area
1st Floor Area	2,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	480 sqft
Porch	Enclosed Porch
Patio Area	141 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	133110
Street Address	20810 89TH ST
City	BEND
State	OR
Zip	97703-8988
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	MUA10
Legal Description	FIRST ADDITION TO WHISPERING PINES ESTATES BLOCK 4 LOT 40
Legal Range	12
Legal Township	16
Legal Section	27
Legal Subdivision	FIRST ADDITION TO WHISPERING PINES ESTAT
Legal Block	4
Legal Lot Number	40
Jurisdiction	DESCHUTES OR
Township / Civil Division	REDMOND
Census Block Group	2
Census Block	2040
Census Tract	1002

Owner

Source: Deschutes County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	20810 89TH ST, BEND, OR 97703-8988
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Oct 23, 2017	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Jan 3, 2017	Trustee's Deed, Construction Loan · Construction Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 25, 2025
Transfer Doc	0000010437
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20810 89TH ST, BEND, OR 97703-8988
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DESCHUTES COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030384
Date	Aug 1, 2017
Instrument	2017-30384

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20810 89TH ST, BEND, OR 97703-8988
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DESCHUTES COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042449
Date	Oct 23, 2017
Instrument	2017-42449

Lender

Name	UMPQUA BANK
Type	Bank
Address	REDMOND, OR 97756

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 3, 2017
Property Address	20810 89TH ST, BEND, OR 97703-8988
Instrument Date	Dec 27, 2016
Instrument	223
Transaction Type	Construction Loan
Record Updated	Jan 10, 2017
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20810 89TH ST BEND OR 977038988, BEND, OR 97703-8988

Mortgage

Document Number	0000000223
Date	Jan 3, 2017
Instrument	223

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,136.00 (+4.57%)	$199,960 (+3%)	$757,150 (-18.57%) Land $305,320 Building $451,830
2024	$2,999.00 (+5.78%)	$194,140 (+3%)	$929,850 (-) Land $284,370 Building $645,480
2023	$2,835.00	$188,490	$929,850 Land $284,370 Building $645,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · lower than 71% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon.

Nearby Properties on 89th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures