2081 White Birch Dr, Vista, CA 92081 Property Records

San Diego County property record for 2081 White Birch Dr, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,309 sqft · built 1989
Lot Size	0.144 acres (6,264 sqft)
Owner	2 Trust Names on File
Last Sale	$627,000 (Jan 2006)
Tax Bill	$7,468 (2025)
Deeds & Mortgages	Sep 2026 Transfer Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`169-433-09-00`

Property Details

APN / Parcel Number

Primary APN	`169-433-09-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,309 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	6,264 sqft (0.144 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2081 WHITE BIRCH DR
City	VISTA
State	CA
Zip	92081-7319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 574 TR 011714
Legal Subdivision	VISTA 85-7
Legal Tract	011714
Legal Block	1
Legal Lot Number	574
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1025
Census Tract	19810

Owner

2081 White Birch Dr is owner-occupied and held in a trust since August 2026.

Source: San Diego County records, as of September 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2081 WHITE BIRCH DR, VISTA, CA 92081-7319
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage FFC MORTGAGE CORP
Mar 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage SI MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2006 · Amount on File
Deed Sale	Jan 4, 2006 · Amount on File
Prior Sale	Aug 10, 2001 · Amount on File
Deed Document Number	20064101
Last Transfer Date	Aug 26, 2026
Transfer Doc	0000263119
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 8, 2026
Property Address	2081 WHITE BIRCH DR, VISTA, CA 92081-7319
Document Number	0000263119
Instrument Date	Aug 26, 2026
Instrument	2026263119
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2081 WHITE BIRCH DR, VISTA, CA 92081-7319

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2081 WHITE BIRCH DR, VISTA, CA 92081-7319
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2081 WHITE BIRCH DR, VISTA, CA 92081-7319

Mortgage

Document Number	0000242814
Date	Mar 29, 2021
Instrument	2021-0242814

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2081 WHITE BIRCH DR, VISTA, CA 92081-7319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000164816
Date	Apr 26, 2018
Instrument	2018-0164816

Lender

Name	FFC MORTGAGE CORP
Type	Mortgage Company
Address	ROCHESTER, NY 14623

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2081 WHITE BIRCH DR, VISTA, CA 92081-7319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108185
Date	Mar 2, 2020
Instrument	2020-0108185

Lender

Name	SI MORTGAGE COMPANY
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48310

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2081 White Birch Dr was $7,468.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$603,730 (+2%) Land $301,865 Building $301,865
2025	$7,468.00	$591,894 Land $295,947 Building $295,947
2023	$6,932.00 (+0.23%)	$568,912 Land $284,456 Building $284,456
2022	$6,916.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2081 White Birch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2081 White Birch Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, Verizon.

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