Allen County property record for 2081 Sandy Ln, Lima, OH 45806
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,006 sqft · built 1974 |
| Lot Size | 0.574 acres (25,003 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Jun 2010) |
| Tax Bill | $3,253 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-1510-02-013.000 |
| Primary APN | 46-1510-02-013.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,006 sqft Living Area |
| Gross Area | 3,944 sqft |
| 1st Floor Area | 2,006 sqft |
| Basement Area | 1,118 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 25,003 sqft (0.574 acres) |
| Lot Dimensions | 200 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 820 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 280 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 2081 SANDY LN |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45806-1404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHAWNEE HILLS SUBDIVISIONS #1 LOT 21475 JOINT TEN FF 125.00 |
| Legal Subdivision | SHAWNEE HILLS SUBDIVISIONS |
| Legal Lot Number | 21475 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 12000 |
2081 Sandy Ln is owned and occupied by two individuals who bought it in June 2010.
Source: Allen County records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2081 SANDY LN, LIMA, OH 45806-1404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Line of Credit SUPERIOR CREDIT UNION |
| Jan 11, 2021 | Deed of Trust, Mortgage SUPERIOR CU INC |
| Jul 25, 2017 | Deed of Trust, Mortgage · Line of Credit SUPERIOR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2010 · Amount on File |
| Deed Sale | Jun 30, 2010 · Amount on File |
| Prior Sale | Apr 1, 1973 · Amount on File |
| Deed Document Number | 20106834 |
| Deed Book / Page | 2010 / 6834 |
| Prior Transfer Date | Jun 26, 2010 |
| Prior Transfer Doc | 6300006833 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Jul 21, 2026 |
| Property Address | 2081 SANDY LN, LIMA, OH 45806-1404 |
| Document Number | 0000007621 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 20267621 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2081 SANDY LN, LIMA, OH 45806-1404 |
| Document Number | 0000007621, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 20267621 |
| Name | SUPERIOR CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Jul 9, 2038 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 2081 SANDY LN, LIMA, OH 45806-1404 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1110000359 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 2021/359 |
| Instrument | 202101110000359 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 2081 SANDY LN, LIMA, OH 45806-1404 |
| Document Number | 0000008279 |
| Instrument Date | Jul 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2081 SANDY LN LIMA OH 458061404, LIMA, OH 45806-1404 |
| Document Number | 0000008279 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 8279 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 26, 2037 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2081 Sandy Ln was $3,253, up 0.1% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Shawnee Township |
| Unified School District | Shawnee Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,253.00 (+0.06%) | $66,710 (-) Land $17,290 Building $49,420 | $190,600 (-) Land $49,400 Building $141,200 |
| 2024 | $3,251.00 (+4%) Homeowner's exemption | $66,710 (+17.92%) Land $17,290 Building $49,420 | $190,600 Land $49,400 Building $141,200 |
| 2023 | $3,126.00 (-0.76%) Homeowner's exemption | $56,570 (-) Land $14,670 Building $41,900 | |
| 2022 | $3,150.00 Homeowner's exemption | $56,570 Land $14,670 Building $41,900 | |
| 2021 | $161,600 Land $41,900 Building $119,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2081 Sandy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1980–2015) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jun 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2081 Sandy Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| TSC Fiber | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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