2081 Lance Dr, Bozeman, MT 59718 Property Records

Gallatin County property record for 2081 Lance Dr, Bozeman, MT 59718

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,595 sqft · built 2016
Lot Size	0.158 acres (6,882 sqft)
Owner	2 Trust Names on File
Last Sale	$498,800 (Jul 2019)
Tax Bill	$8,954 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00RGG66819`

Property Details

APN / Parcel Number

Primary APN	`00RGG66819`
Alternative APNs	`06-0798-23-4-07-25-0000` `R813271`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,595 sqft Living Area
1st Floor Area	1,658 sqft
2nd Floor Area	937 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,882 sqft (0.158 acres)
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00RGG66819
Street Address	2081 LANCE DR
City	BOZEMAN
State	MT
Zip	59718-8755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHBRIDGE SUB PHASE 3, S23, T02 S, R05 E, BLOCK 7, LOT 13, PLAT J-555
Legal Range	05E
Legal Township	02S
Legal Section	23
Legal Subdivision	SOUTHBRIDGE SUB PH 3
Legal Block	7
Legal Lot Number	13
Jurisdiction	GALLATIN MT
Township / Civil Division	BOZEMAN
Census Block Group	1
Census Block	1072
Census Tract	1102

Owner

2081 Lance Dr is held in a trust since February 2024.

Source: Gallatin County records, as of September 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2290 TOPAZ DR, BOULDER, CO 80304-0927
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Mar 19, 2024	Intrafamily Transfer, Transfer
Jul 31, 2019	Warranty Deed, Transfer · ARM STIFEL BANK & TRUST
May 26, 2017	Warranty Deed, Subdivision Related Transfer SECURITY TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2019 · Amount on File
Deed Sale	Jul 31, 2019 · Amount on File
Prior Sale	May 26, 2017
Deed Document Number	20192651857
Last Transfer Date	Feb 20, 2024
Transfer Doc	0002822332
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	2081 LANCE DR, BOZEMAN, MT 59718-8755
Transaction Type	Mortgage
Record Updated	Mar 28, 2024
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002744244
Date	Aug 5, 2021
Instrument	2744244

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Aug 1, 2026
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	4.25%
Index	Other
Max Rate	7.25%

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GALLATIN MT
Recording Date	Mar 19, 2024
Property Address	2081 LANCE DR, BOZEMAN, MT 59718-8755
Document Number	0002822332
Map Reference	PL J-555
Instrument Date	Feb 20, 2024
Instrument	2822332
Transaction Type	Transfer
Record Updated	Mar 28, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2290 TOPAZ DR, BOULDER, CO 80304-0927

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jul 31, 2019
Property Address	2081 LANCE DR, BOZEMAN, MT 59718-8755
Document Number	0002651857
Map Reference	PL J-555
Instrument Date	Jul 26, 2019
Instrument	2651857
Transaction Type	Transfer
Record Updated	Mar 28, 2024
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2290 TOPAZ DR, BOULDER, CO 80304-0927

Mortgage

Document Number	0002651858
Date	Jul 31, 2019
Instrument	2651858

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	May 26, 2017
Property Address	2081 LANCE DR, BOZEMAN, MT 59718-8755
Document Number	0002581094
Map Reference	MB J-555
Instrument Date	May 26, 2017
Instrument	2581094
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 28, 2024
Title Company	SECURITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2081 LANCE DR, BOZEMAN, MT 59718-8755

Tax Assessment & Valuation

The 2026 property tax bill for 2081 Lance Dr was $8,954, up 123.3% from the year before.

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Bozeman City
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,954.00 (+123.29%)	$840,200 (-)	$840,200 (-) Land $268,851 Building $571,349
2025	$4,010.00	$840,200	$840,200 Land $268,851 Building $571,349
2023	$5,345.00	$830,300	$830,300 Land $207,786 Building $622,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2081 Lance Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1998–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2081 Lance Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOZEMAN serves 56,000 people · EPA ID MT0000161
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Montana Opticom Fiber	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: Blackfoot Telephone Cooperative, Global Net.

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