2081 Garrison Ln, Tracy, CA 95376 Property Records

San Joaquin County property record for 2081 Garrison Ln, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,223 sqft · built 2009
Lot Size	0.062 acres (2,697 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,298 (2026)
Deeds & Mortgages	Sep 2022 Second Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`242-430-200-000`

Property Details

APN / Parcel Number

Primary APN	`242-430-200-000`
Alternative APN	`242-430-20`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,223 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Wood
Lot Area	2,697 sqft (0.062 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	242-430-20
Street Address	2081 GARRISON LN
City	TRACY
State	CA
Zip	95376-8762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06-FM PT OF 242-380-55 PER OXFORD SQUARE
Legal Subdivision	OXFORD SQUARE
Legal Block	3
Legal Lot Number	28
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3007
Census Tract	5208

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2081 GARRISON LN, TRACY, CA 95376-8762
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 17, 2021	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 23, 2020	Intrafamily Transfer, Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 4, 2019	Intrafamily Transfer, Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2020
Deed Sale	Jan 23, 2020
Prior Sale	Oct 1, 2015 · Amount on Record
Deed Document Number	20209793
Prior Transfer Date	Jan 17, 2020
Prior Transfer Doc	0000009793
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2081 GARRISON LN, TRACY, CA 95376-8762
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2081 GARRISON LN, TRACY, CA 95376-8762

Mortgage

Document Number	0000112447
Date	Sep 27, 2022
Instrument	2022-112447

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2081 GARRISON LN, TRACY, CA 95376-8762
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2081 GARRISON LN, TRACY, CA 95376-8762

Mortgage

Document Number	0000085853
Date	May 17, 2021
Instrument	2021-085853

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 23, 2020
Property Address	2081 GARRISON LN, TRACY, CA 95376-8762
Document Number	0000009793
Map Reference	MB 40 PG 59
Instrument Date	Jan 17, 2020
Instrument	2020-009793
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2081 GARRISON LN, TRACY, CA 95376-8762

Mortgage

Document Number	0000009794
Date	Jan 23, 2020
Instrument	2020-009794

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 4, 2019
Property Address	2081 GARRISON LN, TRACY, CA 95376-8762
Document Number	0000001398
Map Reference	MB 40 PG 59
Instrument Date	Dec 27, 2018
Instrument	2019-001398
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE SANTA A

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2081 GARRISON LN, TRACY, CA 95376-8762

Mortgage

Document Number	0000001399
Date	Jan 4, 2019
Instrument	2019-001399

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,298.00 (+0.02%)
2025	$5,297.00 (+10.1%)	$443,915 (+4.04%) Land $155,369 Building $288,546
2023	$4,811.00 (+2.1%)	$426,680 Land $149,337 Building $277,343	$649,350
2022	$4,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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