2081 Gable Way Ln, Matthews, NC 28104 Property Records

Union County property record for 2081 Gable Way Ln, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	2.5 ba · 1,502 sqft · built 2002
Lot Size	0.052 acres (2,265 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Mar 2016)
Tax Bill	$2,481 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-147-361`

Property Details

APN / Parcel Number

Primary APN	`07-147-361`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,502 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,265 sqft (0.052 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	218 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2081 GABLE WAY LN
City	MATTHEWS
State	NC
Zip	28104-6748
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	MR STALLIN
Legal Description	F4 CHESTNUT OAKS PH2 OPCH067
Legal Subdivision	CHESNUT OAKS
Legal Lot Number	F4
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1020
Census Tract	20314

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2081 GABLE WAY LN, MATTHEWS, NC 28104-6748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2016 · Amount on Record
Deed Sale	Mar 24, 2016 · Amount on Record
Prior Sale	May 29, 2003 · Amount on Record
Deed Document Number	20167623
Deed Book / Page	6639 / 217
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2081 GABLE WAY LN, MATTHEWS, NC 28104-6748
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008286697
Date	Oct 21, 2021
Book Page	8286/697
Instrument	50252

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Nov 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.25%
Index	Other
Max Rate	7.25%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2081 GABLE WAY LN, MATTHEWS, NC 28104-6748
Document Number	7612715
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2081 GABLE WAY LN MATTHEWS NC 281046748, MATTHEWS, NC 28104-6748

Mortgage

Document Number	7612715
Date	Mar 18, 2020
Book Page	007612/000715
Instrument	9097

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,481.00 (+27.36%)	$360,700 (+57.58%) Land $66,000 Building $294,700	$360,700 (+57.58%) Land $66,000 Building $294,700
2023	$1,948.00	$228,900 Land $40,600 Building $188,300	$228,900 Land $40,600 Building $188,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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