2081 Concord Ct, Dubuque, IA 52003 Property Records

Dubuque County property record for 2081 Concord Ct, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,371 sqft · built 1986
Lot Size	0.273 acres (11,900 sqft)
Owner	Individual Name on File
Last Sale	$277,500 (May 2020)
Tax Bill	$4,394 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-26-332-012`

Property Details

APN / Parcel Number

Primary APN	`10-26-332-012`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,371 sqft Living Area
1st Floor Area	832 sqft
Upper Floors Area	928 sqft
Attic Area	925 sqft
Basement Area	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood Frame
Lot Area	11,900 sqft (0.273 acres)
Lot Dimensions	140 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	66 sqft
Deck Area	72 sqft
Patio Area	243 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	2081 CONCORD CT
City	DUBUQUE
State	IA
Zip	52003-7115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 15 BABCOCK'S 2ND ADD
Legal Subdivision	BRYANT
Legal Lot Number	15
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1001
Census Tract	802

Owner

2081 Concord Ct is owned and occupied by an individual who bought it in May 2020.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Mailing Address	2081 CONCORD CT, DUBUQUE, IA 52003-7115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · VA Mortgage NOVUS HOME MORTGAGE
Jun 9, 2020	Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK
May 19, 2020	Warranty Deed, Transfer · Conventional Mortgage IXONIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2020 · Amount on File
Deed Sale	May 19, 2020 · Amount on File
Deed Document Number	2020-00006526
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2081 CONCORD CT, DUBUQUE, IA 52003-7115
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020052
Date	Dec 16, 2020
Instrument	2020-00020052

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company
Address	WAUKESHA, WI 53186

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2081 CONCORD CT, DUBUQUE, IA 52003-7115
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007904
Date	Jun 9, 2020
Instrument	2020-00007904

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	DUBUQUE, IA 52004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	118 Months
Due	Apr 25, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	May 19, 2020
Property Address	2081 CONCORD CT, DUBUQUE, IA 52003-7115
Document Number	0000006526
Instrument Date	May 14, 2020
Instrument	2020-00006526
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$443.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2080 CONCORD CT, DUBUQUE, IA 52003-7114

Mortgage

Document Number	0000006527
Date	May 19, 2020
Instrument	2020-00006527

Lender

Name	IXONIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$324,800 Land $49,100 Building $275,700	$324,800 Land $49,100 Building $275,700
2024	$4,394.00
2023		$305,600 (+23.46%) Land $46,800 Building $258,800	$305,600 Land $46,800 Building $258,800
2022	$4,268.00	$247,530 Land $39,740 Building $207,790
2021			$247,530 Land $39,740 Building $207,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2081 Concord Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2081 Concord Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Comelec Internet Services Fixed Wireless	280 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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