Clay County property record for 20809 NE 178th St, Holt, MO 64048
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,228 sqft · built 1974 |
| Lot Size | 4.2 acres (182,952 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,416 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-304-00-02-004.00 |
| Primary APN | 07-304-00-02-004.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,228 sqft Living Area |
| Gross Area | 2,932 sqft |
| 1st Floor Area | 1,228 sqft |
| Basement Area | 1,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 182,952 sqft |
| Lot Dimensions | 529 ft deep x 340 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 288 sqft |
|---|---|
| Patio Area | 5,170 sqft |
| Shed | 1 Shed |
| Shed Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 20809 NE 178TH ST |
|---|---|
| City | HOLT |
| State | MO |
| Zip | 64048-8713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEORGETOWN ACRES LT 10 |
| Legal Range | 31W |
| Legal Township | 53N |
| Legal Section | 12 |
| Legal Subdivision | GEORGETOWN ACRES |
| Legal Lot Number | 10 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | KEARNEY |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 21806 |
20809 NE 178th St is owned and occupied by two individuals.
Source: Clay County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20809 NE 178TH ST, HOLT, MO 64048-8713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Unified School District | Kearney R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $38,670 | $203,526 | |
| 2024 | $2,416.00 (+4.77%) | ||
| 2023 | $2,306.00 | $35,970 | $189,315 |
| 2019 | $1,963.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20809 NE 178th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20809 NE 178th St is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 63% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY COUNTY PWSD 3 serves 3,447 people · EPA ID MO1024143 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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