20809 Fair Oak Ln, Estero, FL 33928 Property Records

Lee County property record for 20809 Fair Oak Ln, Estero, FL 33928 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	6,912 sqft (0.159 acres)
Last Sale	$889,900 (2025)
Tax Bill	$3,263.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`31-46-26-E2-09000.5020`
Alternative APNs	`263146E2090005020` `10624917`

Exterior

Lot Area	6,912 sqft (0.159 acres)

Location & Zoning

Account Number	10624917
Street Address	20809 FAIR OAK LN
City	ESTERO
State	FL
Zip	33928-4158
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RIVERCREEK PHASE THREE LOT 502 AS DESC IN INSTRUMENT 2023000297539
Legal Subdivision	RIVERCREEKPHASE THREE
Legal Block	1
Legal Lot Number	502
Jurisdiction	LEE FL
Minor Civil Division	BONITA SPRINGS
Census Blockgroup	5
Census Block	5011
Census Tract	50311

Owner

Source: Lee County records · APN 31-46-26-E2-09000.5020

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	11636 STONECREEK CIR, FORT MYERS, FL 33913-9083
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Deed Doc Number	2025290926
Record Refreshed	Sep 20, 2026

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LEE FL
Recording Date	Oct 30, 2025
Property Address	20809 FAIR OAK LN, ESTERO, FL 33928-4158
Document Number	0000290926
Map Reference	DOC 2023000297539
Instrument Date	Oct 27, 2025
Instrument	2025000290926
Transaction Type	Transfer
Record Updated	Apr 02, 2026
Title Company	NOVA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,229.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11636 STONECREEK CIR, FORT MYERS, FL 33913-9083

Mortgage

Document Number	0000290927
Date	Oct 30, 2025
Instrument	2025000290927

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$766,298 (+1,047.08%) Land $77,617 Building $688,681	$766,298 (+868.34%) Land $77,617 Building $688,681
2025	$3,263.00 (+16.45%)	$66,804 (+1%) Land $66,804	$79,135 (+30.3%) Land $79,135
2024	$2,802.00	$60,731 Land $60,731	$60,731 Land $60,731

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	About 1 in 334 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.