Stanly County property record for 20809 Biles Rd, Albemarle, NC 28001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,019 sqft · built 1942 |
| Lot Size | 15.7 acres (686,506 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $590,000 (Mar 2026) |
| Tax Bill | $2,754 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 650801478110 |
| Primary APN | 650801478110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,019 sqft Finished Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 686,506 sqft (15.7 acres) |
| Garage Type | Carport |
| Garage Area | 600 sqft |
| Carport | Carport |
| Carport Area | 600 sqft |
| Porch | Porch |
| Porch Area | 624 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 1554306 |
|---|---|
| Street Address | 20809 BILES RD |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-8011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 20809 BILES RD 650800043 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | ALMOND |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 930700 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20809 BILES RD, ALBEMARLE, NC 28001-8011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2026 · Amount on Record |
| Deed Sale | Mar 5, 2026 · Amount on Record |
| Deed Document Number | 2026485668 |
| Deed Book / Page | 1911 / 480 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 20809 BILES RD, ALBEMARLE, NC 28001-8011 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 20809 BILES RD, ALBEMARLE, NC 28001-8011 |
| Document Number | 0000439598 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 1763/470 |
| Instrument | 439598 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Oct 29, 2036 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,754.00 | $451,596 (-) Land $149,242 Building $302,354 | $451,596 (-) Land $149,242 Building $302,354 |
| 2025 | $2,754.00 (+13.8%) | $451,596 (+32.48%) Land $149,242 Building $302,354 | $451,596 (+32.48%) Land $149,242 Building $302,354 |
| 2023 | $2,420.00 | $340,884 Land $99,633 Building $241,251 | $340,884 Land $99,633 Building $241,251 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
5G and 4G LTE (outdoors only)
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