20809 Apollo Ln, Gaithersburg, MD 20882 Property Records

Montgomery County property record for 20809 Apollo Ln, Gaithersburg, MD 20882

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,640 sqft · built 1977
Lot Size	2.48 acres (108,464 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Apr 2023)
Tax Bill	$6,471 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-01709762`

Property Details

APN / Parcel Number

Primary APN	`01-01709762`
Alternative APN	`01709762`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,640 sqft Living Area
Gross Area	3,216 sqft
1st Floor Area	960 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	108,464 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	80 sqft
Deck Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	01709762
Street Address	20809 APOLLO LN
City	GAITHERSBURG
State	MD
Zip	20882-4210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2
Legal Description	GOSHEN ESTS
Legal Subdivision	GOSHEN ESTASE
Legal Block	C
Legal Lot Number	29A
Jurisdiction	MONTGOMERY MD
Township / Civil Division	1
Census Block Group	1
Census Block	1008
Census Tract	700101

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20809 APOLLO LN, GAITHERSBURG, MD 20882-4210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2023 · Amount on Record
Deed Sale	Apr 17, 2023 · Amount on Record
Prior Sale	Feb 6, 2006 · Amount on Record
Deed Book / Page	66907 / 123
Transfer Doc	0269380465
Record Updated	Sep 20, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 17, 2023
Property Address	20809 APOLLO LN, GAITHERSBURG, MD 20882-4210
Document Number	0669070123
Book / Page	66907 / 123
Map Reference	MB 101 PL 11369
Instrument Date	Apr 11, 2023
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20809 APOLLO LN, GAITHERSBURG, MD 20882-4210

Mortgage

Document Number	0066907129
Date	Apr 17, 2023
Instrument	66907/129

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$638,200 (+10.2%) Land $217,000 Building $421,200	$638,200 (-) Land $217,000 Building $421,200
2025	$6,471.00 (-2.4%)	$579,133 (+25.63%)	$638,200 (+38.44%) Land $217,000 Building $421,200
2024	$6,630.00 (+34.4%)
2023		$461,000 Land $217,000 Building $244,000	$461,000 Land $217,000 Building $244,000
2022	$4,933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Apollo Ln

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