20807 E Blue Mills Rd, Independence, MO 64058 Property Records

Jackson County property record for 20807 E Blue Mills Rd, Independence, MO 64058

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,140 sqft · built 2022
Lot Size1.98 acres (86,249 sqft)
Owner2 Individual Names on Record
Tax Bill$7,415 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Aug 2021 Construction Loan
Flood ZoneZone X (minimal risk)
APN10-700-04-62

Property Details

APN / Parcel Number

Primary APN10-700-04-62
Alternative APNs
  • 10-700-04-62-00-0-00-000
  • 2027228

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,140 sqft Living Area
Gross Area2,978 sqft
1st Floor Area2,140 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleRanch
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area86,249 sqft
Garage TypeAttached
Garage Area838 sqft
Parking Spaces3 Parking Spaces
Deck Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number2027228
Street Address20807 E BLUE MILLS RD
CityINDEPENDENCE
StateMO
Zip64058-2013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOURAY ESTATES LTS 1-4---LOT 3
Legal SubdivisionOURAY ESTATES-LOTS 1-4
Legal Block1
Legal Lot Number1-4,3
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group1
Census Block1087
Census Tract15100

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20807 E BLUE MILLS RD, INDEPENDENCE, MO 64058-2013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2026Deed of Trust, Mortgage · Line of Credit
FCS FINANCIAL FLCA
Aug 9, 2021Deed of Trust, Mortgage · Construction Mortgage
BLUE RIDGE BANK AND TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2021
Deed SaleMay 20, 2021
Deed Document Number2021E55228
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Recording DateJul 7, 2026
Property Address20807 E BLUE MILLS RD, INDEPENDENCE, MO 64058-2013
Document Number0000050166
Instrument DateJun 22, 2026
Instrument202650166
Transaction TypeMortgage
Record UpdatedJul 21, 2026
Title CompanyCTC

Transferred To (Grantee/Buyer)

NameVerified Name
Address20807 E BLUE MILLS RD, INDEPENDENCE, MO 64058-2013

Mortgage

Document Number0000050166,
DateJul 7, 2026
Instrument202650166
Lender
NameFCS FINANCIAL FLCA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.51%
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address20807 E BLUE MILLS RD, INDEPENDENCE, MO 64058-2013
Transaction TypeMortgage
Record UpdatedOct 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00E0087107
DateAug 9, 2021
Instrument2021E0087107
Lender
NameBLUE RIDGE BANK AND TRUST CO
TypeBank
AddressINDEPENDENCE, MO 64057
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
Unified School DistrictFort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$82,477 (-) Land $11,444 Building $71,033$434,090 (-)
2025$7,415.00 (+97.42%)$82,477 (+96.37%) Land $11,444 Building $71,033$434,090 (+24.03%)
2024$3,756.00 (+0.89%)
2023$3,723.00$42,000 Land $42,000$350,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (1982–1998)
Claims Outside the SFHA3 of 5
Most Recent ClaimOct 1998 · Severe Storms, Flooding And Tornadoes
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 49% of Missouri
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon, Wisper ISP.

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