20805 E 37th Ter Ct S, Independence, MO 64057 Property Records

Jackson County property record for 20805 E 37th Ter Ct S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,527 sqft · built 2020
Lot Size	0.212 acres (9,220 sqft)
Owner	Individual Name on File
Last Sale	$692,588 (Sep 2021)
Tax Bill	$5,759 (2025)
Deeds & Mortgages	Sep 2021 Reverse Mortgage Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`34-100-01-41`

Property Details

APN / Parcel Number

Primary APN	`34-100-01-41`
Alternative APNs	`34-100-01-41-00-0-00-000` `1634971`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,527 sqft Living Area
Gross Area	4,076 sqft
1st Floor Area	1,685 sqft
Basement Area	1,671 sqft
Finished Basement	842 sqft
Unfinished Basement	829 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Tile
Lot Area	9,220 sqft (0.212 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1634971
Street Address	20805 E 37TH TERRACE CT S
City	INDEPENDENCE
State	MO
Zip	64057-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE RIDGE VILLAS PUD 2ND PLAT---LOT 38
Legal Subdivision	SADDLE RIDGE VILLAS PUD 2ND PLAT
Legal Block	2
Legal Lot Number	38
Jurisdiction	JACKSON MO
Township / Civil Division	SNI-A-BAR
Census Block Group	2
Census Block	2011
Census Tract	14804

Owner

20805 E 37th Ter Ct S is owned and occupied by an individual who bought it in September 2021.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	20805 E 37TH TERRACE CT S, INDEPENDENCE, MO 64057-2401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Warranty Deed, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jul 20, 2020	Warranty Deed, Construction Loan · Line of Credit BLUE RIDGE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2021 · Amount on File
Deed Sale	Sep 9, 2021 · Amount on File
Prior Sale	Jul 20, 2020 · Amount on File
Deed Document Number	202199378
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 9, 2021
Property Address	20805 E 37TH TERRACE CT S, INDEPENDENCE, MO 64057-2401
Document Number	00E0099378
Instrument Date	Sep 3, 2021
Instrument	2021E0099378
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20805 E 37TH TERRACE CT S, INDEPENDENCE, MO 64057-2401

Mortgage

Document Number	00E0099379
Date	Sep 9, 2021
Instrument	2021E0099379

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	894 Months
Due	Mar 19, 2096

Interest

Rate Type	Adjustable Rate
Rate	1.94%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

July 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 20, 2020
Property Address	20805 E 37TH TERRACE CT S, INDEPENDENCE, MO 64057-2401
Document Number	0000E61659
Instrument Date	Jul 15, 2020
Instrument	61659E
Transaction Type	Construction Loan
Record Updated	Aug 12, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20805 E 37TH TERRACE CT S INDEPENDENCE MO 64057, INDEPENDENCE, MO 64057

Mortgage

Document Number	E61660
Date	Jul 20, 2020
Instrument	61660E

Lender

Name	BLUE RIDGE BK
Type	Bank
Address	INDEPENDENCE, MO 64057

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20805 E 37th Ter Ct S was $5,759, up 0.1% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Blue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,490 (-) Land $14,233 Building $82,257	$507,840 (-)
2025	$5,759.00 (+0.07%)	$96,490 Land $14,233 Building $82,257	$507,840
2024	$5,755.00 (+2.13%)
2023	$5,635.00 (+0.59%)	$83,904 (+15%) Land $10,106 Building $73,798	$441,600
2022	$5,602.00	$72,960 Land $6,460 Building $66,500
2021			$384,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20805 E 37th Ter Ct S in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20805 E 37th Ter Ct S is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wisper ISP Fixed Wireless	100 / 20

20805 E 37th Ter Ct S, Independence, MO 64057 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2020: Warranty Deed, Construction Loan

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E 37th Ter Ct S

Nearby Streets

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