20804 Locust St, Gretna, NE 68028 Property Records

Sarpy County property record for 20804 Locust St, Gretna, NE 68028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,670 sqft · built 2007
Lot Size	0.25 acres (10,907 sqft)
Owner	Individual Name on Record
Last Sale	$126,000 (Nov 2021)
Tax Bill	$6,082 (2025)
Deeds & Mortgages	Nov 2021 Sale Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`011583078`

Property Details

APN / Parcel Number

Primary APN	`011583078`
Alternative APN	`770971047`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,670 sqft Living Area
Gross Area	3,286 sqft
1st Floor Area	1,470 sqft
Basement Area	1,367 sqft
Finished Basement	1,200 sqft
Unfinished Basement	167 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Roof Material	Composition Shingle
Lot Area	10,907 sqft (0.25 acres)
Lot Dimensions	1 ft deep x 10,907 ft wide
Garage Type	Attached
Garage Area	449 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	165 sqft
Deck Area	155 sqft
Patio Area	155 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	770971047
Street Address	20804 LOCUST ST
City	GRETNA
State	NE
Zip	68028-3525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 45 WILLOW PARK
Legal Subdivision	WILLOW PARK
Legal Lot Number	45
Jurisdiction	SARPY NE
Township / Civil Division	FOREST CITY NO. 2
Census Block Group	2
Census Block	2016
Census Tract	10632

Owner

Source: Sarpy County records, as of September 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20804 LOCUST ST, GRETNA, NE 68028-3525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Quit Claim Deed, Transfer PREMIER LAND TITLE COMPANY INC, PREMIER LAND TITLE CO
Nov 5, 2019	Warranty Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE CORP
Apr 18, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN SOUTHWEST MORTGAGE CORP
Jan 30, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Nov 5, 2019 · Amount on Record
Deed Document Number	202143847
Record Updated	Oct 29, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SARPY NE
Recording Date	Nov 24, 2021
Property Address	20804 LOCUST ST, GRETNA, NE 68028-3525
Document Number	0000003847
Instrument Date	Nov 24, 2021
Instrument	2021-43847
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	PREMIER LAND TITLE COMPANY INC, PREMIER LAND TITLE CO

Transaction

Amount	Amount Recorded
Tax	$283.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARPY NE
Recording Date	Nov 5, 2019
Property Address	20804 LOCUST ST, GRETNA, NE 68028-3525
Document Number	0000007342
Instrument Date	Oct 28, 2019
Instrument	2019-27342
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	PREMIER LAND TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000007343
Date	Nov 5, 2019
Instrument	2019-27343

Lender

Name	GATEWAY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARPY NE
Recording Date	Apr 18, 2017
Property Address	20804 LOCUST ST, GRETNA, NE 68028-3525
Document Number	0000008507
Instrument Date	Apr 10, 2017
Instrument	2017-08507
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$513.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008508
Date	Apr 18, 2017
Instrument	2017-08508

Lender

Name	AMERICAN SOUTHWEST MORTGAGE CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SARPY NE
Recording Date	Jan 30, 2017
Property Address	20804 LOCUST ST, GRETNA, NE 68028-3525
Document Number	0000002476
Instrument Date	Jan 17, 2017
Instrument	2476
Transaction Type	Transfer
Record Updated	Feb 14, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20804 LOCUST ST GRETNA NE 680283525, GRETNA, NE 68028-3525

Tax Assessment & Valuation

Source: Sarpy County assessment roll, as of September 17, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Sarpy County
Municipality	Gretna City
Unified School District	Gretna Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,082.00 (+1.64%)	$347,309 (+13.24%) Land $48,000 Building $299,309	$347,309 (+13.24%) Land $48,000 Building $299,309
2024	$5,984.00 (-9.22%)
2023	$6,592.00 (+7.47%)	$306,697 Land $42,000 Building $264,697	$306,697 Land $42,000 Building $264,697
2022	$6,134.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRETNA serves 8,661 people · EPA ID NE3115303
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Great Plains Communications, Verizon.

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