20804 E 13th Ter S, Independence, MO 64057 Property Records

Jackson County property record for 20804 E 13th Ter S, Independence, MO 64057 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1970
Square Footage	1,032 sqft Living Area
Lot Size	7,841 sqft (0.18 acres)
Occupancy	Owner Occupied
Last Sale	$57,000 (1993)
Tax Bill	$1,961.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`25-140-05-09`
Alternative APNs	`25140050900000001` `768781`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	2 Partial Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,032 sqft Living Area
Gross Area	2,064 sqft Gross Area
1st Floor	504 sqft 1st Floor
Basement Area	1,032 sqft Basement
Finished Basement	432 sqft Finished
Stories	1 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 1970
Architectural Style	Ranch Style
Exterior Material	Wood Siding Exterior
Foundation Type	Concrete Foundation
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,841 sqft (0.18 acres)
Depth X Width	123 ft x 61 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	500 sqft Garage
Porch	Open Porch
Porch Area	44 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	768781
Old Parcel Number	25140050900000001
Street Address	20804 E 13TH TER S
City	INDEPENDENCE
State	MO
Zip	64057-2702
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAKE CITY GARDENS LOT 84
Legal Range	31
Legal Township	49
Legal Section	04
Legal Subdivision	LAKE CITY GARDENS
Legal Lot Number	84
Jurisdiction	JACKSON MO
Minor Civil Division	BLUE
Census Blockgroup	2
Census Block	2016
Census Tract	11407

Owner

Source: Jackson County records · APN 25-140-05-09

Assessment roll updated June 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20804 E 13TH TER S, INDEPENDENCE, MO 64057-2702
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 1993 · Amount on Record
Deed Sale	Apr 01, 1993 · Amount on Record
Deed Doc Number	0023841776
Record Refreshed	Jun 08, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	20804 E 13TH TER S, INDEPENDENCE, MO 64057-2702
Document Number	0000E93379
Instrument Date	Oct 05, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	ASSURED QUALITY TITLE COMPANY, ASSURED QUALITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	20804 E 13TH TER S INDEPENDENCE MO 640572702, INDEPENDENCE, MO 64057-2702

Mortgage

Document Number	0000E93379
Date	Oct 26, 2018
Instrument	93379E

Lender

Name	1ST MIDAMERICA CU
Type	Credit Union
Address	EAST ALTON, IL 62024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 25, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,870 (-15.69%) Land $4,275 Building $19,595	$125,630 (-15.7%)
2024	$1,961.00 (+2.3%)
2023	$1,917.00	$28,313 Land $3,260 Building $25,053	$149,020

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.