Schenectady County and Schenectady City property record for 2080 Lancaster St, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,434 sqft · built 1964 |
| Lot Size | 0.212 acres (9,238 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $224,500 (Jun 2023) |
| Tax Bill | $7,417 (2026) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.46-2-21 |
| Primary APN | 421500 40.46-2-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,434 sqft Living Area |
| 1st Floor Area | 1,238 sqft |
| Basement Area | 196 sqft |
| Finished Basement | 196 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,238 sqft (0.212 acres) |
| Lot Dimensions | 149 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2080 LANCASTER ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-1516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | SPLIT LEVEL |
| Legal Block | 2 |
| Legal Lot Number | 21.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 20101 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2080 LANCASTER ST, SCHENECTADY, NY 12308-1516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2023 | Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP |
| Sep 19, 2017 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2023 · Amount on Record |
| Deed Sale | Jun 27, 2023 · Amount on Record |
| Prior Sale | Sep 19, 2017 · Amount on Record |
| Deed Document Number | 202337171 |
| Deed Book / Page | 2110 / 689 |
| Prior Transfer Date | Oct 26, 2016 |
| Prior Transfer Doc | 0000051390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 27, 2023 |
| Property Address | 2080 LANCASTER ST, SCHENECTADY, NY 12308-1516 |
| Document Number | 0000037171 |
| Book / Page | 2110 / 689 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 202337171 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $898.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2080 LANCASTER ST, SCHENECTADY, NY 12308-1516 |
| Name | Verified Name |
|---|---|
| Address | 610 LONG POND DR APT 192, 192, SCHENECTADY, NY 12306-6894 |
| Document Number | 0000037172 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | 5313/91 |
| Instrument | 202337172 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 19, 2017 |
| Property Address | 2080 LANCASTER ST, SCHENECTADY, NY 12308-1516 |
| Document Number | 0000042290 |
| Book / Page | 1971 / 584 |
| Instrument Date | Sep 18, 2017 |
| Instrument | 201742290 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $606.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 159 SUNNYSIDE RD, 159, SCOTIA, NY 12302-3660 |
| Name | Verified Name |
|---|---|
| Address | 137 COUNTRY RIDGE CT, AMSTERDAM, NY 12010-7556 |
| Document Number | 0000042292 |
|---|---|
| Date | Sep 19, 2017 |
| Book Page | 4788/661 |
| Instrument | 201742292 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,417.00 (+1.78%) | ||
| 2025 | $7,287.00 (+3.63%) | $154,700 (-) Land $23,200 Building $131,500 | $256,168 (+30.82%) Land $38,417 Building $217,751 |
| 2023 | $154,700 (-) Land $23,200 Building $131,500 | $195,823 (+3.8%) Land $29,367 Building $166,456 | |
| 2022 | $154,700 Land $23,200 Building $131,500 | $188,659 Land $28,293 Building $160,366 | |
| 2021 | $7,032.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993–1996) |
| Most Recent Claim | Jan 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures