2080 190th St, Traer, IA 50675 Property Records

Tama County property record for 2080 190th St, Traer, IA 50675

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,185 sqft · built 1890
Lot Size6.8 acres (296,208 sqft)
OwnerIndividual Name on File
Tax Bill$4,188 (2025)
Deeds & MortgagesMar 2018 Mortgage
Nov 2017 Construction Loan
Flood ZoneZone X (minimal risk)
APN06.23.200.006

Property Details

APN / Parcel Number

Primary APN06.23.200.006

Interior

Bedrooms1 Bed
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,185 sqft Living Area
AtticAttic
Attic Area345 sqft
Basement Area380 sqft
Unfinished Basement461 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area296,208 sqft (6.8 acres)
Garage TypeDetached
Garage Area784 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area144 sqft
Deck Area240 sqft
Patio Area200 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2080 190TH ST
CityTRAER
StateIA
Zip50675-9317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description23-85-15 PCL B N 1/2 NE
Legal Range15W
Legal Township85N
Legal Section23
JurisdictionTAMA IA
Township / Civil DivisionCRYSTAL
Census Block Group1
Census Block1011
Census Tract290300

Owner

2080 190th St is owned and occupied by an individual.

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2082 190TH ST, TRAER, IA 50675-9317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2018Deed of Trust, Mortgage
UNIVERSITY OF IOWA CREDIT UNION
Nov 7, 2017Deed of Trust, Mortgage · Construction Mortgage
UNIVERSITY OF IOWA COMMUNITY CU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTAMA IA
Property Address2080 190TH ST, TRAER, IA 50675-9317
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20180685
DateMar 28, 2018
Instrument2018-0685
Lender
NameUNIVERSITY OF IOWA CREDIT UNION
Agreement
AmountAmount on Record
Term358 Months
DueJan 1, 2048

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTAMA IA
Property Address2080 190TH ST, TRAER, IA 50675-9317
Transaction TypeMortgage
Record UpdatedNov 29, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2017-3216
DateNov 7, 2017
Book Page2017/3216
Instrument2017-3216
Lender
NameUNIVERSITY OF IOWA COMMUNITY CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term10 Months
DueSep 15, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 2080 190th St was $4,188 with a homeowner's exemption.

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateIowa
CountyTama County
Unified School DistrictNorth Tama County Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,188.00$333,820 Land $77,560 Building $256,260$333,820 Land $77,560 Building $256,260
2023$295,680 Land $68,500 Building $227,180$295,680 Land $68,500 Building $227,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2080 190th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2080 190th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
500 / 100
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20
Windstream
Fixed Wireless
100 / 10

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