208 Willow Ct, Elk Point, SD 57025 Property Records

Union County property record for 208 Willow Ct, Elk Point, SD 57025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,304 sqft · built 1971
Lot Size	0.279 acres (12,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,500 (Jun 2021)
Tax Bill	$4,789 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Feb 2021 Line of Credit + 1 more
Flood Zone	Zone A (high risk)
APN	`03.08.02.1020`

Property Details

APN / Parcel Number

Primary APN	`03.08.02.1020`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,304 sqft Living Area
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Flooring	Brick
Interior Walls	Brick

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	12,166 sqft (0.279 acres)
Lot Dimensions	158 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	208 WILLOW CT
City	ELK POINT
State	SD
Zip	57025-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 2 & 5B BLK 6 SOUTHVIEW SUBDIV E P CITY
Legal Subdivision	SOUTHVIEW SUBDIV
Legal Block	2,5-6
Legal Lot Number	5
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	ELK POINT
Census Block Group	3
Census Block	3028
Census Tract	20200

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	208 WILLOW CT, ELK POINT, SD 57025-2112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 23, 2021	Deed of Trust, Mortgage · Line of Credit FIRST DAKOTA NATIONAL BANK
Jan 29, 2018	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2021 · Amount on Record
Deed Sale	Jun 14, 2021 · Amount on Record
Prior Sale	Jan 29, 2018 · Amount on Record
Deed Document Number	20212885
Deed Book / Page	111 / 358
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Jun 14, 2021
Property Address	208 WILLOW CT, ELK POINT, SD 57025-2112
Document Number	111/358
Book / Page	111 / 358
Instrument Date	Jun 11, 2021
Instrument	212885
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	208 WILLOW CT, ELK POINT, SD 57025-2112

Mortgage

Document Number	178642
Date	Jun 14, 2021
Instrument	178/642

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	208 WILLOW CT, ELK POINT, SD 57025-2112
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 WILLOW CT, ELK POINT, SD 57025-2112

Mortgage

Document Number	178/190
Date	Feb 23, 2021
Book Page	178/190
Instrument	210899

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	ELK POINT, SD 57025

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Jan 29, 2018
Property Address	208 WILLOW CT, ELK POINT, SD 57025-2112
Document Number	00108/0071
Book / Page	108 / 0071
Instrument Date	Jan 26, 2018
Instrument	180412
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1403 JACK NICKLAUS DR, 1403, ELK POINT, SD 57025-2368

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	208 WILLOW CT, ELK POINT, SD 57025-2112

Mortgage

Document Number	0000180413
Date	Jan 29, 2018
Instrument	180413

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
Municipality	Elk Point City
Unified School District	Elk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,789.00	$293,632 (+2.14%) Land $23,759 Building $269,873
2025	$4,789.00 (+7.88%)	$287,466 (+9.1%) Land $23,759 Building $263,707
2024	$4,439.00 (-2.48%)
2023	$4,552.00 (+7.49%)	$263,493 Land $23,759 Building $239,734
2022	$4,235.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK POINT serves 2,124 people · EPA ID SD4600116
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	CLAY RURAL WATER SYSTEM
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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