Effingham County property record for 208 White Bluff Dr, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,732 sqft · built 2000 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,193 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0436C-046-000 |
| Primary APN | 0436C-046-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,732 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 27,443 sqft (0.63 acres) |
| Garage Area | 780 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 130 sqft |
| Patio Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 16596 |
|---|---|
| Old Parcel Number | 0436C046 |
| Street Address | 208 WHITE BLUFF DR |
| City | GUYTON |
| State | GA |
| Zip | 31312-6567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .63 AC LOT 46 |
| Legal Subdivision | WHITE BLUFF |
| Legal Lot Number | II |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30301 |
Source: Effingham County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 208 WHITE BLUFF DR, GUYTON, GA 31312-6567 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2022 | Deed of Trust, Mortgage · Line of Credit LENDAGE |
| Mar 14, 2017 | Deed of Trust, Mortgage · VA Mortgage INTERCAP LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2016 |
| Deed Sale | Feb 25, 2016 |
| Deed Document Number | 0000233821 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 208 WHITE BLUFF DR, GUYTON, GA 31312-6567 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 208 WHITE BLUFF DR, GUYTON, GA 31312-6567 |
| Document Number | 0000002791/0000000592 |
|---|---|
| Date | Jun 23, 2022 |
| Book Page | 0000002791/0000000592 |
| Instrument | 006239 |
| Name | LENDAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 208 WHITE BLUFF DR, GUYTON, GA 31312-6567 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002394/659 |
|---|---|
| Date | Mar 14, 2017 |
| Book Page | 2394/659 |
| Name | INTERCAP LENDING |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.75% |
| Type Change Date | Jul 1, 2020 |
Source: Effingham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,193.00 (+10.71%) Homeowner's exemption | $130,369 (+3.17%) Land $22,800 Building $107,569 | $325,922 (+3.17%) Land $57,000 Building $268,922 |
| 2024 | $2,884.00 (+6.26%) Homeowner's exemption | $126,362 (+46.58%) Land $22,800 Building $103,562 | $315,904 (+46.58%) Land $57,000 Building $258,904 |
| 2022 | $2,714.00 Homeowner's exemption | $86,206 Land $16,000 Building $70,206 | $215,515 Land $40,000 Building $175,515 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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