208 Walnut St, Winsted, CT 06098 Property Records

Winchester Town property record for 208 Walnut St, Winsted, CT 06098

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,365 sqft · built 1988
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$378,000 (Jul 2025)
Tax Bill	$6,216 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jul 2025 Sale & Line of Credit
APN	`WINC M:107 B:019 L:008B-3`

Property Details

APN / Parcel Number

Primary APN	`WINC M:107 B:019 L:008B-3`
Alternative APNs	`WSTR M:107 B:019 L:008B-3` `M:107 B:019 L:008B=3` `4966`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,365 sqft Living Area
Gross Area	5,164 sqft
1st Floor Area	1,232 sqft
Attic	Attic
Attic Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	342 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4966
Street Address	208 WALNUT ST
City	WINSTED
State	CT
Zip	06098-1247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	19
Legal Lot Number	8B-3
Jurisdiction	WINCHESTER CT
Township / Civil Division	WINCHESTER
Census Block Group	5
Census Block	5000
Census Tract	320102

Owner

208 Walnut St is owned by two individuals who bought it in July 2025.

Source: Winchester Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	21 MOUNTAIN VIEW TER, 4, WINSTED, CT 06098-2130
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) WESTFIELD BANK FSB
Jul 10, 2025	Warranty Deed, Transfer · Line of Credit TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2025 · Amount on File
Deed Sale	Jul 10, 2025 · Amount on File
Prior Sale	Mar 23, 2009 · Amount on File
Deed Document Number	20251472
Deed Book / Page	491 / 11
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CT
Property Address	208 WALNUT ST, WINSTED, CT 06098-1247
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000476-675
Date	Apr 25, 2023
Book Page	476/675

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	May 1, 2033

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER CT
Recording Date	Jul 10, 2025
Property Address	208 WALNUT ST, WINSTED, CT 06098-1247
Document Number	0000491-11
Book / Page	491 / 11
Instrument Date	Jul 7, 2025
Instrument	2025-00001472
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 MOUNTAIN VIEW TER APT 4, 4, WINSTED, CT 06098-2130

Mortgage

Document Number	1543640016
Date	Jul 10, 2025
Instrument	1543640016

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Mortgage

Document Number	0000491-30
Date	Jul 10, 2025
Book Page	491/30
Instrument	1543650004

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 208 Walnut St was $6,216.

Source: Winchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,216.00	$213,080 Land $31,430 Building $181,650	$149,156 Land $22,001 Building $127,155
2024	$6,216.00 (+40.67%)
2023	$4,419.00 (+4.57%)	$167,440 (+32.89%) Land $31,430 Building $136,010
2022	$4,226.00	$126,000 Land $22,820 Building $103,180

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 208 Walnut St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Walnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINSTED WATER WORKS serves 7,784 people · EPA ID CT1620011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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