208 Walnut St, Northvale, NJ 07647 Property Records

Bergen County and Northvale Borough property record for 208 Walnut St, Northvale, NJ 07647

Property Summary

Property Type	Single Family Home
Details	1,668 sqft · built 1994
Lot Size	0.349 acres (15,198 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Jan 2022)
Tax Bill	$15,452 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`40-00906-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`40-00906-0000-00002`
Alternative APN	`400090600002`

Interior

Building Area	1,668 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	15,198 sqft (0.349 acres)
Lot Dimensions	200 ft deep x 76 ft wide

Location & Zoning

Street Address	208 WALNUT ST
City	NORTHVALE
State	NJ
Zip	07647-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	76X200 (702,20)
Legal Subdivision	CARRIEVILLE
Legal Block	906
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	NORTHVALE
Census Block Group	2
Census Block	2002
Census Tract	2200

Owner

Source: Bergen County and Northvale Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	208 WALNUT ST, NORTHVALE, NJ 07647-2009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jan 14, 2022	Deed, Transfer · Conventional Mortgage NEW MILLENNIUM BANK
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Prior Sale	Mar 4, 2014 · Amount on Record
Deed Document Number	20226308
Deed Book / Page	4537 / 560
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	208 WALNUT ST, NORTHVALE, NJ 07647-2009
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044951047
Date	Dec 16, 2021
Book Page	4495/1047
Instrument	2021181762

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Apr 1, 2051

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 14, 2022
Property Address	208 WALNUT ST, NORTHVALE, NJ 07647-2009
Document Number	0045370560
Book / Page	4537 / 560
Instrument Date	Dec 27, 2021
Instrument	2022006308
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 WALNUT ST, 208, NORTHVALE, NJ 07647-2009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 WALNUT ST, NORTHVALE, NJ 07647-2009

Mortgage

Document Number	2022006309
Date	Jan 14, 2022
Instrument	2022006309

Lender

Name	NEW MILLENNIUM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	Prime Rate
Margin	2
Max Rate	9.25%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	208 WALNUT ST, NORTHVALE, NJ 07647-2009
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040020054
Date	Mar 8, 2021
Book Page	4002/54
Instrument	2021032661

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Jan 1, 2041

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	208 WALNUT ST, NORTHVALE, NJ 07647-2009
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NEW MILLENNIUM TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033790480
Date	Oct 18, 2019
Book Page	3379/480
Instrument	19-069742

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Bergen County and Northvale Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Northvale Borough
Secondary School District	Northern Valley Regional School District (09 - 12)
Elementary School District	Northvale Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$818,100 (+76.2%) Land $390,400 Building $427,700	$818,100 (+76.2%) Land $390,400 Building $427,700
2025	$15,452.00 (+3.94%)	$464,300 (-) Land $244,700 Building $219,600	$464,300 (-) Land $244,700 Building $219,600
2024	$14,866.00 (+9.71%)
2023		$464,300 Land $244,700 Building $219,600	$464,300 Land $244,700 Building $219,600
2022	$13,550.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 71 individual policies
Nearby Flood Policies	164 units insured incl. 93 condo units
Nearby Flood Claims	41 (1984–2023)
Claims Outside the SFHA	5 of 41
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 9 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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