208 Wall St S, Onamia, MN 56359 Property Records

Mille Lacs County property record for 208 Wall St S, Onamia, MN 56359

Property Summary

Property Type	Commercial
Lot Size	0.784 acres (34,181 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Sep 2022)
Tax Bill	$4,854 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Nov 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-918-0060`

Property Details

APN / Parcel Number

Primary APN	`22-918-0060`

Exterior

Lot Area	34,181 sqft (0.784 acres)

Location & Zoning

Street Address	208 WALL ST S
City	ONAMIA
State	MN
Zip	56359
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PART OF LOT 1 BLK 2 LYING S'LY OF A LINE BEG ON W LINE 267.49 FT N OF SW COR, E 190.78 FT TO E LINE
Legal Range	26
Legal Township	42
Legal Section	32
Legal Subdivision	WALL ADDITION PLAT 1
Legal Block	2
Legal Lot Number	1
Jurisdiction	MILLE LACS MN
Township / Civil Division	ONAMIA
Census Block Group	1
Census Block	1024
Census Tract	970200

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 341, ONAMIA, MN 56359-0341
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF MILACA
Nov 7, 2022	Quit Claim Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT
Sep 28, 2022	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK MILACA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Prior Sale	Mar 21, 2016 · Amount on Record
Deed Document Number	2022433291
Prior Transfer Date	Aug 27, 2010
Prior Transfer Doc	000A363663
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	208 WALL ST S, ONAMIA, MN 56359
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 341, ONAMIA, MN 56359-0341

Mortgage

Document Number	000A447937
Date	Sep 17, 2025
Instrument	A447937

Lender

Name	FIRST NATIONAL BANK OF MILACA
Type	Bank
Address	MILACA, MN 56353

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Aug 11, 2030

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 7, 2022
Property Address	208 WALL ST S, ONAMIA, MN 56359-2560
Document Number	000A433817
Instrument Date	Oct 24, 2022
Instrument	A433817
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Tax	$1.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 341, ONAMIA, MN 56359-0341

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 28, 2022
Property Address	208 WALL ST S, ONAMIA, MN 56359-2560
Document Number	000A433291
Instrument Date	Sep 19, 2022
Instrument	A433291
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 341, ONAMIA, MN 56359-0341

Mortgage

Document Number	000A433292
Date	Sep 28, 2022
Instrument	A433292

Lender

Name	FIRST NATIONAL BANK MILACA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	48 Months
Due	Sep 19, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Onamia City
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,854.00 (+7.91%)	$186,300 (+8.76%) Land $76,900 Building $109,400	$186,300 (+8.76%) Land $76,900 Building $109,400
2025	$4,498.00 (+39.69%)	$171,300 (+12.92%) Land $68,400 Building $102,900	$171,300 (+12.92%) Land $68,400 Building $102,900
2023	$3,220.00	$151,700 Land $42,200 Building $109,500	$151,700 Land $42,200 Building $109,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 82% of Minnesota
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Onamia serves 831 people · EPA ID MN1480003
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2026) action level 15 ppb
Copper	1.49 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable · Fiber in parts of the area	250 / 20

May also be available: Verizon.

Nearby Properties on Wall St S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures