208 W Thomas St, Ludlow, IL 60949 Property Records

Champaign County property record for 208 W Thomas St, Ludlow, IL 60949

Property Summary

Property Type	Single Family Home
Lot Size	0.146 acres (6,348 sqft)
Owner	Individual Name on File
Tax Bill	$2,629 (2025)
Deeds & Mortgages	Oct 2026 Sale Sep 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-03-01-379-012`

Property Details

APN / Parcel Number

Primary APN	`14-03-01-379-012`

Exterior

Lot Area	6,348 sqft (0.146 acres)

Location & Zoning

Street Address	208 W THOMAS ST
City	LUDLOW
State	IL
Zip	60949-6108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 10, PT 11 BLOCK 17 PERA ORIGINAL TOWN, NOW LUDLOW
Legal Range	09E
Legal Township	22N
Legal Section	01
Legal Subdivision	PERA ORIGINAL TOWN, NOW LUDLOW AND OTHER
Legal Block	17
Legal Lot Number	10
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1030
Census Tract	10400

Owner

208 W Thomas St, a single family home, is owned by an individual.

Source: Champaign County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	409 BETTY CT, FISHER, IL 61843-9489
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Executor's Deed, Transfer NONE LISTED ON DOCUMENT
Sep 4, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF RANTOUL
May 10, 2019	Loan Modification, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2026: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 2, 2026
Property Address	208 W THOMAS ST, LUDLOW, IL 60949-6108
Document Number	0000015515
Instrument Date	Sep 25, 2026
Instrument	202615515
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BETTY CT, FISHER, IL 61843-9489

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	208 W THOMAS ST, LUDLOW, IL 60949-6108
Document Number	0000014798
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 W THOMAS ST LUDLOW IL 609496108, LUDLOW, IL 60949-6108

Mortgage

Document Number	0000014798
Date	Sep 9, 2019
Instrument	14798

Lender

Name	BANK OF RANTOUL
Type	Bank
Address	RANTOUL, IL 61866

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 8, 2024

Interest

Rate Type	Adjustable Rate
Rate	5.75%

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	208 W THOMAS ST, LUDLOW, IL 60949-6108
Document Number	0000008207
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 W THOMAS ST LUDLOW IL 609496108, LUDLOW, IL 60949-6108

Tax Assessment & Valuation

The 2025 property tax bill for 208 W Thomas St was $2,629, up 5.9% from the year before.

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Ludlow Township
Municipality	Ludlow Village
Elementary School District	Ludlow Community Consolidated School District 142 (KG - 08)
Secondary School District	Rantoul Township High School District 193 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,629.00 (+5.92%)	$37,620 Land $2,600 Building $35,020	$112,860 Land $7,800 Building $105,060
2024	$2,482.00
2022	$2,219.00	$27,280 Land $1,880 Building $25,400	$81,840 Land $5,640 Building $76,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 208 W Thomas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 208 W Thomas St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUDLOW serves 330 people · EPA ID IL0190400
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	4 ppb (2026–2028) action level 15 ppb
Copper	1.8 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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