Allegany County property record for 208 W Third St, Cumberland, MD 21502
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,767 sqft · built 1900 |
| Lot Size | 0.08 acres (3,488 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $71,900 (Jun 2002) |
| Tax Bill | $911 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-041380 |
| Primary APN | 04-041380 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,767 sqft Total Area |
| Basement Area | 702 sqft |
| Finished Basement | 702 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,488 sqft (0.08 acres) |
| Lot Dimensions | 89 ft deep x 39 ft wide |
| Garage Type | Carport |
| Garage Area | 280 sqft |
| Carport | Carport |
| Carport Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 211 sqft |
| Patio Area | 165 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 041380 |
|---|---|
| Street Address | 208 W THIRD ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-4534 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 208 W THIRD ST SHRIVER ADDN 39X89 |
| Legal Subdivision | SHRIVER ADD |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 800 |
208 W Third St, a townhouse, is owned and occupied by two individuals who acquired it in March 2025.
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 208 W THIRD ST, CUMBERLAND, MD 21502-4534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2002 · Amount on File |
| Deed Sale | Jun 26, 2002 · Amount on File |
| Deed Document Number | 20021213 |
| Deed Book / Page | 706 / 379 |
| Last Transfer Date | Mar 27, 2025 |
| Transfer Doc | 003054-0084 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 208 W Third St was $911.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110,600 (+11.3%) Land $6,900 Building $103,700 | $110,600 (-) Land $6,900 Building $103,700 | |
| 2025 | $911.00 | $99,367 | $110,600 Land $6,900 Building $103,700 |
| 2023 | $715.00 | $76,900 Land $6,900 Building $70,000 | $76,900 Land $6,900 Building $70,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 208 W Third St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Sep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 208 W Third St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| SkyPacket Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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