208 W State St, Geneva, IL 60134 Property Records

Kane County property record for 208 W State St, Geneva, IL 60134

Property Summary

Property TypeCommercial
Details16,106 sqft · built 1910
Lot Size0.17 acres (7,406 sqft)
OwnerCompany Name on File
Last Sale$1,650,000 (Jun 2023)
Tax Bill$37,861 (2025)
Deeds & MortgagesJun 2023 Sale
Jun 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN12-03-414-005

Property Details

APN / Parcel Number

Primary APN12-03-414-005

Interior

Stories2 Stories
Building Area16,106 sqft Gross Area
Basement Area4,800 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Lot Area7,406 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address208 W STATE ST
CityGENEVA
StateIL
Zip60134
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description51 2 PT TOWN GENEVA
Legal SubdivisionGENEVA
Legal Block2
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2011
Census Tract852608

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Geneva Historic District
listed 1979 · 68 contributing resources · NRIS 79000845

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

208 W State St, a commercial property, is owned by a company that bought it in June 2023.

Source: Kane County records, as of July 23, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 69, WASCO, IL 60183-0069
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2023Special Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jun 17, 2019Loan Modification, Mortgage · Line of Credit
ST CHARLES BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2023 · Amount on File
Deed SaleJun 27, 2023 · Amount on File
Prior SaleMay 2, 1997
Deed Document Number202321150
Prior Transfer DateApr 17, 1997
Prior Transfer Doc0000028228
Record UpdatedOct 29, 2026

June 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateJun 27, 2023
Property Address208 210 WEST STATE ST, GENEVA, IL 60134
Document Number0000021150
Instrument DateJun 1, 2023
Instrument2023K021150
Transaction TypeTransfer
Record UpdatedJul 11, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
Tax$1,650.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address301 COUNTRY CLUB PL, GENEVA, IL 60134-1917

Transferred To (Grantee/Buyer)

NameVerified Name
Address210 W STATE ST, GENEVA, IL 60134-2217

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address208 210 WEST STATE ST, GENEVA, IL 60134
Document Number0000027688
Instrument DateJun 17, 2019
Transaction TypeMortgage
Record UpdatedJul 9, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address210 W STATE ST GENEVA IL 601342217, GENEVA, IL 60134-2217

Mortgage

Document Number0000027688
DateJun 28, 2019
Instrument27688
Lender
NameST CHARLES BK&TR
TypeBank
AddressSAINT CHARLES, IL 60174
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 208 W State St was $37,861, up 4.6% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$37,861.00 (+4.57%)$492,852 (+8.5%) Land $59,256 Building $433,596$1,479,148 (+8.5%) Land $177,839 Building $1,301,309
2024$36,205.00$454,242 Land $54,614 Building $399,628$1,363,271 Land $163,908 Building $1,199,364
2022$33,345.00 (+2.03%)$383,709 (+3.86%) Land $46,134 Building $337,575$1,151,127 (+3.86%) Land $138,402 Building $1,012,725
2021$32,680.00$369,448 Land $44,419 Building $325,029$1,108,344 Land $133,257 Building $975,087

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 208 W State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 208 W State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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