208 W State St, Cassopolis, MI 49031 Property Records

Cass County property record for 208 W State St, Cassopolis, MI 49031

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,207 sqft · built 1900
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$47,500 (Jul 2014)
Tax Bill	$424 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2005 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-041-119-002-00`

Property Details

APN / Parcel Number

Primary APN	`14-041-119-002-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,207 sqft Building Perimeter
1st Floor Area	964 sqft
Basement Area	756 sqft
Unfinished Basement	756 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	19,166 sqft (0.44 acres)
Garage Area	216 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	208 W STATE ST
City	CASSOPOLIS
State	MI
Zip	49031-1355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P1232 L414 V-259 W HAF LOT 2 & LOT 3 & E 1 ROD OF LOT 4 B1N-2W VIL CASSOPOLIS.
Legal Subdivision	VILLAGE OF CASSOPOLIS
Legal Lot Number	2,4
Jurisdiction	CASS MI
Township / Civil Division	LAGRANGE
Census Block Group	1
Census Block	1001
Census Tract	2100

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	208 W STATE ST, CASSOPOLIS, MI 49031-1355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Feb 11, 2005	Deed of Trust, Mortgage OPTION ONE MORTGAGE CORP
Mar 23, 2006	Warranty Deed, Transfer · ARM OPTION ONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2014 · Amount on Record
Deed Sale	Jul 24, 2014 · Amount on Record
Prior Sale	Jul 8, 2008 · Amount on Record
Deed Book / Page	1078 / 1136
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	208 W STATE ST, CASSOPOLIS, MI 49031-1355
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 W STATE ST, CASSOPOLIS, MI 49031-1355

Mortgage

Document Number	001236/450
Date	Aug 18, 2023
Book Page	1236/450

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	208 W STATE ST, CASSOPOLIS, MI 49031-1355
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00904/0048
Date	Feb 11, 2005
Book Page	0904/0048

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender
Address	IRVINE, CA 92618

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.05%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Index	LIBOR

March 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Mar 23, 2006
Property Address	208 W STATE ST, CASSOPOLIS, MI 49031-1355
Document Number	00932/2396
Book / Page	0932 / 2396
Map Reference	LB54 PG575
Instrument Date	Mar 17, 2006
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	MERIDIAN TITLE CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 W STATE ST, CASSOPOLIS, MI 49031-1355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 W STATE ST, CASSOPOLIS, MI 49031-1355
Investor	Possibly a Property Investor

Mortgage

Document Number	0009322397
Date	Mar 23, 2006
Instrument	0932/2397

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	9.9%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	9.9%
Max Rate At Change	12.9%
Index	6-Month LIBOR
Max Rate	15.9%

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	LaGrange Township
Municipality	Cassopolis Village
Unified School District	Cassopolis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,300 (+23.93%) Land $52,300	$104,600 (+23.93%) Land $104,600
2025	$424.00 (+13.98%) Homeowner's exemption	$42,200 (+15.3%) Land $42,200	$84,400 (+15.3%) Land $84,400
2023		$36,600	$73,200
2022	$372.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Midwest Energy & Communications.

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