Clay County property record for 208 W Oak St, Harvard, NE 68944
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,394 sqft · built 1890 |
| Lot Size | 0.283 acres (12,320 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,120 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3669-00-0-60005-000-6121 |
| Primary APN | 3669-00-0-60005-000-6121 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,394 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| Basement Area | 667 sqft |
| Finished Basement | 368 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,320 sqft (0.283 acres) |
| Lot Dimensions | 140 ft deep x 88 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 16 sqft |
| Deck Area | 72 sqft |
| Poultry House | 56 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 208 W OAK ST |
|---|---|
| City | HARVARD |
| State | NE |
| Zip | 68944-2188 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | LOTS 313 & 314, O.T., HARVARD CITY |
| Legal Lot Number | 313,314 |
| Jurisdiction | CLAY NE |
| Township / Civil Division | HARVARD |
| Census Block Group | 2 |
| Census Block | 2108 |
| Census Tract | 962100 |
208 W Oak St is owned by an individual who acquired it in August 2008.
Source: Clay County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 616 N CLAY AVE, CLAY CENTER, NE 68933-1035 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2008 |
| Deed Sale | Aug 20, 2008 |
| Deed Book / Page | 124 / 144 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 208 W Oak St was $1,120.
Source: Clay County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Clay County |
| County Subdivision | Harvard Township |
| Municipality | Harvard City |
| Unified School District | Harvard Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,515 (+8.18%) Land $8,455 Building $70,060 | $78,515 (+8.18%) Land $8,455 Building $70,060 | |
| 2025 | $1,120.00 | $72,580 Land $7,710 Building $64,870 | $72,580 Land $7,710 Building $64,870 |
| 2023 | $1,368.00 | $65,745 Land $8,545 Building $57,200 | $65,745 Land $8,545 Building $57,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 208 W Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 4, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 208 W Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HARVARD serves 1,000 people · EPA ID NE3103502 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.51 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Zito Media Cable | 100 / 25 |
May also be available: Nextlink.
5G and 4G LTE (outdoors only)
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