208 Via Malaga, San Clemente, CA 92673 Property Records

Orange County property record for 208 Via Malaga, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,888 sqft · built 1999
Lot Size	0.219 acres (9,520 sqft)
Owner	2 Individual Names on File
Last Sale	$770,000 (Nov 2012)
Tax Bill	$13,121 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Apr 2021 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`701-081-06`

Property Details

APN / Parcel Number

Primary APN	`701-081-06`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,888 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	9,520 sqft (0.219 acres)
Garage Area	743 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	208 VIA MALAGA
City	SAN CLEMENTE
State	CA
Zip	92673-6703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15756 BLK LOT 14
Legal Subdivision	TRACT NO 15756
Legal Tract	15756
Legal Lot Number	14
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2006
Census Tract	32063

Owner

208 Via Malaga is owned and occupied by two individuals who bought it in November 2012.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	208 VIA MALAGA, SAN CLEMENTE, CA 92673-6703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Apr 16, 2021	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK
Oct 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 10, 2019	Deed of Trust, Mortgage · ARM US BANK NA
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2012 · Amount on File
Deed Sale	Nov 28, 2012 · Amount on File
Prior Sale	Nov 23, 2009 · Amount on File
Deed Document Number	2012733559
Prior Transfer Date	Jul 2, 2004
Prior Transfer Doc	0000657753
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	208 VIA MALAGA, SAN CLEMENTE, CA 92673-6703
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 VIA MALAGA, SAN CLEMENTE, CA 92673-6703

Mortgage

Document Number	0000266224
Date	Aug 2, 2022
Instrument	2022000266224

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	208 VIA MALAGA, SAN CLEMENTE, CA 92673-6703
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 VIA MALAGA, SAN CLEMENTE, CA 92673-6703

Mortgage

Document Number	0000257443
Date	Apr 16, 2021
Instrument	2021000257443

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Construction Mortgage
Amount	Amount on Record

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	208 VIA MALAGA, SAN CLEMENTE, CA 92673-6703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000440146
Date	Oct 17, 2017
Instrument	2017000440146

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	208 VIA MALAGA, SAN CLEMENTE, CA 92673-6703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000245781
Date	Jul 10, 2019
Instrument	2019000245781

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	8.75%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	208 VIA MALAGA, SAN CLEMENTE, CA 92673-6703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000389627
Date	Aug 7, 2020
Instrument	2020000389627

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 208 Via Malaga was $13,121 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,030,782 (+2%) Land $488,391 Building $542,391
2025	$13,121.00 Homeowner's exemption	$1,010,571 Land $478,815 Building $531,756
2023	$12,560.00 (+7.16%) Homeowner's exemption	$971,330 Land $460,222 Building $511,108
2022	$11,721.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 208 Via Malaga in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Via Malaga is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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