Cherokee County property record for 208 Vadar Cir, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 1,509 sqft · built 1970 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Jun 2019) |
| Tax Bill | $667 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028134-23-3 |
| Primary APN | 028134-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,509 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick Veneer |
| Lot Area | 30,928 sqft (0.71 acres) |
| Porch | Slab |
| Street Address | 208 VADAR CIR |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-2769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 208 VADAR CIR FM MCSWAIN $125000 |
| Legal Subdivision | PLAT MADE FOR NOAH LECROY |
| Legal Lot Number | 3 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 970302 |
208 Vadar Cir is owned and occupied by two individuals who bought it in June 2019.
Source: Cherokee County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 208 VADAR CIR, GAFFNEY, SC 29340-2769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Survivor |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 8, 2024 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 14, 2023 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jun 7, 2019 | Deed of Trust, Mortgage · VA Mortgage GUILD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2019 · Amount on File |
| Deed Sale | Jun 10, 2019 · Amount on File |
| Prior Sale | May 14, 2001 |
| Deed Document Number | 20192773 |
| Deed Book / Page | 113 / 240 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 208 VADAR CIR, GAFFNEY, SC 29340-2769 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 208 VADAR CIR, GAFFNEY, SC 29340-2769 |
| Document Number | 0001951959 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | 195/1959 |
| Instrument | 2026-1319 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | FLINT, MI 48501 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 208 VADAR CIR, GAFFNEY, SC 29340-2769 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 208 VADAR CIR, GAFFNEY, SC 29340-2769 |
| Document Number | 0001690567 |
|---|---|
| Date | Feb 8, 2024 |
| Book Page | 169/567 |
| Instrument | 2024-659 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 208 VADAR CIR, GAFFNEY, SC 29340-2769 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Title Company | NOT AVAILABLE, AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|---|
| Address | 208 VADAR CIR, GAFFNEY, SC 29340-2769 |
| Document Number | 0001610668 |
|---|---|
| Date | Jun 14, 2023 |
| Book Page | 161/668 |
| Instrument | 202300003338 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 208 VADAR CIR, GAFFNEY, SC 29340-2769 |
| Document Number | 0001130244 |
| Instrument Date | Jun 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 208 VADAR CIR GAFFNEY SC 293402769, GAFFNEY, SC 29340-2769 |
| Document Number | 0001130244 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 000113/000244 |
| Instrument | 2774 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 9, 2049 |
The 2025 property tax bill for 208 Vadar Cir was $667.
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $667.00 | $5,040 Land $440 Building $4,600 | $125,900 Land $11,000 Building $114,900 |
| 2023 | $565.00 | $5,040 Land $440 Building $4,600 | $125,900 Land $11,000 Building $114,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 208 Vadar Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 208 Vadar Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures