208 Timberlake Dr, Guyton, GA 31312 Property Records

Effingham County property record for 208 Timberlake Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,684 sqft · built 2019
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Mar 2026)
Tax Bill	$4,100 (2025)
Deeds & Mortgages	May 2021 Line of Credit Jun 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0394B-325-000`

Property Details

APN / Parcel Number

Primary APN	`0394B-325-000`
Alternative APNs	`0394B325` `11900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,684 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Area	361 sqft
Porch	Slab
Porch Area	115 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11900
Street Address	208 TIMBERLAKE DR
City	GUYTON
State	GA
Zip	31312-5978
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.19 AC LOT 325 (OUT 394-7)
Legal Subdivision	TIMBERLAKE
Legal Phase	1
Legal Lot Number	325
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	4
Census Block	4006
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	208 TIMBERLAKE DR, GUYTON, GA 31312-5978
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Line of Credit CARVER STATE BANK
Jun 2, 2022	Deed of Trust, Mortgage · VA Mortgage US DEPARTMENT OF VETERANS AFFAIRS
Mar 18, 2026	Warranty Deed, Transfer GUILD MORTGAGE
May 30, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER
Jun 6, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Jun 6, 2022	Warranty Deed, Transfer
May 17, 2019	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2026 · Amount on Record
Deed Sale	Mar 18, 2026 · Amount on Record
Prior Sale	Jun 6, 2022 · Amount on Record
Deed Book / Page	3030 / 834
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	208 TIMBERLAKE DR, GUYTON, GA 31312-5978
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 TIMBERLAKE DR, GUYTON, GA 31312-5978

Mortgage

Document Number	0000002686/0000000156
Date	May 5, 2021
Book Page	0000002686/0000000156
Instrument	005383

Lender

Name	CARVER STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jan 1, 2028

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	208 TIMBERLAKE DR, GUYTON, GA 31312-5978
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 TIMBERLAKE DR, GUYTON, GA 31312-5978

Mortgage

Document Number	0000002787/0000000371
Date	Jun 2, 2022
Book Page	0000002787/0000000371
Instrument	005538

Lender

Name	US DEPARTMENT OF VETERANS AFFAIRS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 18, 2026
Property Address	208 TIMBERLAKE DR, GUYTON, GA 31312-5978
Document Number	003030/834
Book / Page	3030 / 834
Instrument Date	Mar 18, 2026
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 TIMBERLAKE DR, GUYTON, GA 31312-5978

Mortgage

Document Number	0003030836
Date	Mar 18, 2026
Instrument	3030/836

Lender

Name	GUILD MORTGAGE

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2056

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	208 TIMBERLAKE DR, GUYTON, GA 31312-5978
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 TIMBERLAKE DR, GUYTON, GA 31312-5978

Mortgage

Document Number	0000002526/0000000231
Date	May 30, 2019
Book Page	0000002526/0000000231
Instrument	004362

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	208 TIMBERLAKE DR, GUYTON, GA 31312-5978
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 TIMBERLAKE DR, GUYTON, GA 31312-5978

Mortgage

Document Number	0000002788/0000000370
Date	Jun 6, 2022
Book Page	0000002788/0000000370
Instrument	005714

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 6, 2022
Property Address	208 TIMBERLAKE DR, GUYTON, GA 31312-5978
Document Number	002788/365
Book / Page	2788 / 365
Instrument Date	Jun 6, 2022
Instrument	2022-001636
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 TIMBERLAKE DR, GUYTON, GA 31312-5978
Investor	Possibly a Property Investor

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 17, 2019
Property Address	208 TIMBERLAKE DR, GUYTON, GA 31312-5978
Document Number	002526/228
Book / Page	2526 / 228
Instrument Date	May 17, 2019
Instrument	2019-001305
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 TIMBERLAKE DR, GUYTON, GA 31312-5978

Mortgage

Document Number	0000002526/0000000231
Date	May 30, 2019
Book Page	0000002526/0000000231
Instrument	004362

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,895 (+7.09%) Land $22,800 Building $107,095	$324,739 (+7.09%) Land $57,000 Building $267,739
2025	$4,100.00 (+15.49%)	$121,290 (+8.35%) Land $22,800 Building $98,490	$303,226 (+8.35%) Land $57,000 Building $246,226
2024	$3,550.00 (+13.09%)	$111,941 (+6.81%) Land $22,800 Building $89,141	$279,853 (+6.81%) Land $57,000 Building $222,853
2023	$3,139.00 (+728.23%) Homeowner's exemption	$104,802 (+18.34%) Land $22,000 Building $82,802	$262,005 (+18.34%) Land $55,000 Building $207,005
2022	$379.00 Homeowner's exemption	$88,561 Land $17,040 Building $71,521	$221,402 Land $42,600 Building $178,802

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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