Guadalupe County property record for 208 Terramar, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 2,784 sqft · built 2020 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $513,800 (Aug 2020) |
| Tax Bill | $979 (2023) |
| Deeds & Mortgages | Jul 2023 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000000170596 |
| Primary APN | 000000170596 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,784 sqft Living Area |
| Gross Area | 3,700 sqft |
| 1st Floor Area | 2,784 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 678 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 208 TERRAMAR |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-4503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TURNING STONE UNIT-S1 BLOCK 17 LOT 51 .17 AC |
| Legal Subdivision | TURNING STONE UNIT-S1 |
| Legal Tract | 51 |
| Legal Block | 17 |
| Legal Lot Number | 51 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 210713 |
Source: Guadalupe County records · APN 000000170596
Assessment roll updated August 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 208 TERRAMAR, CIBOLO, TX 78108-4503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 07, 2020 | Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 07, 2020 · Amount on Record |
| Deed Sale | Aug 07, 2020 · Amount on Record |
| Prior Sale | Aug 07, 2020 |
| Deed Document Number | 202099020883 |
| Prior Transfer Date | Aug 06, 2020 |
| Prior Transfer Doc | 0099020883 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 208 TERRAMAR, CIBOLO, TX 78108-4503 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2023 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT DOCUMENT SL |
| Name | Verified Name |
|---|---|
| Address | 208 TERRAMAR, CIBOLO, TX 78108-4503 |
| Document Number | 0099017210 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 202399017210 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Aug 07, 2020 |
| Property Address | 208 TERRAMAR, CIBOLO, TX 78108-4503 |
| Document Number | 0000020883 |
| Instrument Date | Aug 06, 2020 |
| Instrument | 20883 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 03, 2020 |
| Title Company | DHI TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 208 TERRAMAR CIBOLO TX 781084503, CIBOLO, TX 78108-4503 |
| Document Number | 20884 |
|---|---|
| Date | Aug 07, 2020 |
| Instrument | 20884 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 06, 2050 |
Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $479,403 (+0.5%) Land $46,851 Building $432,552 | $479,403 (+0.5%) Land $46,851 Building $432,552 | |
| 2025 | $477,038 (-1.49%) Land $43,594 Building $433,444 | $477,038 (-1.49%) Land $43,594 Building $433,444 | |
| 2023 | $979.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $484,245 Land $65,822 Building $418,423 | $484,245 Land $65,822 Building $418,423 |
Source: FEMA National Flood Hazard Layer as of April 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (1997–2026) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Guadalupe Valley Electric Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Valley Telephone Cooperative, Inc. (TX).
Based on FCC filings for 312 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GREEN VALLEY SUD serves 52,497 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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