Charlotte County property record for 208 Talca Ct, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,751 sqft · built 1994 |
| Lot Size | 0.354 acres (15,420 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Mar 2015) |
| Tax Bill | $2,924 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 402303181009 |
| Primary APN | 402303181009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,751 sqft Living Area |
| Gross Area | 2,529 sqft |
| 1st Floor Area | 1,751 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 15,420 sqft (0.354 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 280 sqft |
|---|---|
| Porch | Enclosed/Screened Porch |
| Porch Area | 298 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952620805705 |
|---|---|
| Street Address | 208 TALCA CT |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-5427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PUNTA GORDA ISLES SEC20 BLK541 LT 28 690/2026 740/98 740/1795 1123/853 1337/1527 1381/2014 1660/1032 2661/1240 FJ2511/967 2663/526 CT3470/37 3485/522 3951/27 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 03 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 541 |
| Legal Lot Number | 28 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20103 |
208 Talca Ct is owned and occupied by two individuals who bought it in March 2015.
Source: Charlotte County records, as of November 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 208 TALCA CT, PUNTA GORDA, FL 33983-5427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2015 · Amount on File |
| Deed Sale | Mar 16, 2015 · Amount on File |
| Prior Sale | Jun 7, 2010 · Amount on File |
| Deed Document Number | 20152335572 |
| Deed Book / Page | 3951 / 27 |
| Prior Transfer Date | Aug 5, 2005 |
| Prior Transfer Doc | 0027951215 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 208 TALCA CT, PUNTA GORDA, FL 33983-5427 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 208 TALCA CT, PUNTA GORDA, FL 33983-5427 |
| Document Number | 0046901314 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 4690/1314 |
| Instrument | 2891662 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
The 2025 property tax bill for 208 Talca Ct was $2,924 with a homeowner's exemption, down 22.4% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,924.00 (-22.44%) Homeowner's exemption | $233,877 | $301,255 Land $56,950 Building $244,305 |
| 2024 | $3,770.00 (+0.83%) | ||
| 2023 | $3,739.00 (+6.89%) Homeowner's exemption | $220,666 (+3%) | $281,219 (+18.04%) Land $67,000 Building $214,219 |
| 2022 | $3,498.00 Homeowner's exemption | $214,239 | $238,238 Land $42,500 Building $195,738 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 208 Talca Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 104 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 104 in force |
| Nearby Flood Claims | 9 (2001–2022) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 208 Talca Ct is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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