208 Sycamore St, Erwin, TN 37650 Property Records

Unicoi County property record for 208 Sycamore St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,156 sqft · built 1980
Lot Size	122 acres (5,314,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$243,500 (Mar 2026)
Tax Bill	$992 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Mar 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`031N-A-017.00`

Property Details

APN / Parcel Number

Primary APN	`031N-A-017.00`
Alternative APNs	`02031NA031N01700` `086031N A 01700`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,156 sqft Living Area
Gross Area	2,204 sqft
1st Floor Area	1,484 sqft
Basement Area	672 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,314,320 sqft (122 acres)
Lot Dimensions	123 ft deep x 122 ft wide
Terrain	Rolling
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	208 SYCAMORE ST
City	ERWIN
State	TN
Zip	37650-1945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EVERGREEN (REVISED) BLK F LOT 5 120X123
Legal Subdivision	EVERGREEN (REVISED)
Legal Block	F
Legal Lot Number	5
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	2
Census Block	2033
Census Tract	80200

Owner

Source: Unicoi County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	208 SYCAMORE ST, ERWIN, TN 37650-1945
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 20, 2026	Warranty Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC
Mar 15, 2024	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
May 16, 2017	Deed of Trust, Mortgage · Line of Credit CLINCHFIELD FEDERAL CREDIT UNION
Apr 26, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2026 · Amount on Record
Deed Sale	Mar 20, 2026 · Amount on Record
Prior Sale	Mar 15, 2024 · Amount on Record
Deed Document Number	2026582
Deed Book / Page	501 / 788
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	208 SYCAMORE ST, ERWIN, TN 37650-1945
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 SYCAMORE ST, ERWIN, TN 37650-1945

Mortgage

Document Number	0000477138
Date	Jan 17, 2024
Book Page	477/138
Instrument	24000059

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Dec 1, 2052

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Mar 20, 2026
Property Address	208 SYCAMORE ST, ERWIN, TN 37650-1945
Document Number	0000501788
Book / Page	501 / 788
Instrument Date	Mar 18, 2026
Instrument	26000582
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	SOUTHERN HIGHLANDS T&E

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	208 SYCAMORE ST, ERWIN, TN 37650-1945

Mortgage

Document Number	0026000583
Date	Mar 20, 2026
Instrument	26000583

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Mar 15, 2024
Property Address	208 SYCAMORE ST, ERWIN, TN 37650-1945
Document Number	0000478936
Book / Page	478 / 936
Instrument Date	Mar 13, 2024
Instrument	24000448
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	208 SYCAMORE ST, ERWIN, TN 37650-1945

Mortgage

Document Number	0024000449
Date	Mar 15, 2024
Instrument	24000449

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	208 SYCAMORE ST, ERWIN, TN 37650-1945
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	403642
Date	May 16, 2017
Book Page	403/642
Instrument	17000874

Lender

Name	CLINCHFIELD FEDERAL CREDIT UNION
Address	ERWIN, NC 28339

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Apr 26, 2019
Property Address	208 SYCAMORE ST, ERWIN, TN 37650-1945
Document Number	421883
Book / Page	000421 / 000883
Instrument Date	Apr 12, 2019
Instrument	755
Transaction Type	Transfer
Record Updated	May 6, 2019
Title Company	DEBBIE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$554.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	208 SYCAMORE ST ERWIN TN 376501945, ERWIN, TN 37650-1945

Mortgage

Document Number	421886
Date	Apr 26, 2019
Book Page	000421/000886
Instrument	756

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2049

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$992.00 (-8.15%)	$38,000 (-8.16%) Land $5,725 Building $32,275	$152,000 (-) Land $22,900 Building $129,100
2024	$1,080.00 (+11%)
2023		$41,375 (-) Land $5,725 Building $35,650
2022	$973.00	$41,375 Land $5,725 Building $35,650	$152,000 Land $22,900 Building $129,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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